HUBBARD HEALTH SYSTEMS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

GARY MILLIARD JR

Phone

5089436800

Tax Period

2024-10-01 to 2025-09-30

HUBBARD HEALTH SYSTEMS INC, founded in 1987, is a micro nonprofit in the Health Care sector that reported $47K in total revenue in fiscal year 2024. Revenue surged 26% from the prior year, signaling strong growth momentum. The organization ran a surplus of $13K, a strong 29% operating margin.

Mission

FINANCIAL SUPPORT OF LOCAL AMBULANCE SERVICE (WEBSTER EMERGENCY MEDICAL SERVICES INC. 04-3319821, (501) (C) (3) ORGANIZATION).

Program Service Accomplishments

Program 1

Expenses: $33,311

THE ORGANIZATION HOLDS TEMPORARY AND ENDOWMENT ASSETS. THE EARNINGS OF ENDOWMENT ASSETS ARE DISTRIBUTED TO THE WEBSTER EMERGENCY MEDICAL SERVICES INC. TO HELP DEFRAY OPERATING COSTS. DONATIONS ARE...

THE ORGANIZATION HOLDS TEMPORARY AND ENDOWMENT ASSETS. THE EARNINGS OF ENDOWMENT ASSETS ARE DISTRIBUTED TO THE WEBSTER EMERGENCY MEDICAL SERVICES INC. TO HELP DEFRAY OPERATING COSTS. DONATIONS ARE ALSO MADE TO LOCAL NON-PROFIT ORGANIZATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $46,612

Other Revenue $0

TOTAL REVENUE $46,612

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $33,311

Other Expenses $33,311

TOTAL EXPENSES $33,311

Year-over-Year Comparison

	2024	2023	Change
Revenue	$46,612	$37,062	+0.3%
Expenses	$33,311	$70,715	-0.5%
Net Income	$13,301	$-33,653	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL HOPKINS	DIRECTOR	0.25	Director	$0	$0	$0
GARY MILLIARD JR	VICE-CHAIRMAN	0.25	Director	$0	$0	$0
ANJENA KUZDZAL	DIRECTOR	0.25	Director	$0	$0	$0
SANDRA MAHAN	DIRECTOR	0.25	Director	$0	$0	$0
LES STEVENS	DIRECTOR	0.25	Director	$0	$0	$0
JOHN TILLY	DIRECTOR	0.25	Director	$0	$0	$0
JAMES TRIPLETT	DIRECTOR	0.25	Director	$0	$0	$0
RICHARD VAITKUNAS	DIRECTOR	0.25	Director	$0	$0	$0
MARK MARZEOTTI	DIRECTOR	0.25	Director	$0	$0	$0
LAWRENCE L CROWLEY	CHAIRMAN	0.25	Officer	$0	$0	$0
MAUREEN HORAN	TREASURER	0.25	Officer	$0	$0	$0
FLORENCE KUZDZAL	SECRETARY	0.25	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$46,612	$33,311	$981,833	$13,301
2024	$37,062	$70,715	$942,100	$-33,653
2023	$9,425	$64,540	$888,848	$-55,115
2022	$3,409	$26,026	$886,819	$-22,617
2021	$82,763	$29,949	$1,032,353	$52,814
2020	$75,047	$15,693	$956,725	$59,354