LOWELL TRANSITIONAL LIVING CENTER INC (EIN 042933012) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

SUSAN GENTILI

Phone

9784589888

Tax Period

2023-07-01 to 2024-06-30

LOWELL TRANSITIONAL LIVING CENTER INC, founded in 1986, is a small nonprofit in the Housing & Shelter sector that reported $853K in total revenue in fiscal year 2023. Revenue fell 57% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $290K, a strong 34% operating margin.

Mission

THE LOWELL TRANSITIONAL LIVING CENTER PROVIDES THE MOST VULNERABLE ADULTS IN THE (SEE SCHEDULE O) COMMUNITY WITH FOOD, SHELTER, STABILITY AND DIGNITY. WE PROVIDE PROGRAMS AND SERVICES THAT MEET IMMEDIATE NEEDS FOR EMERGENCY SHELTER AND FOOD, ALONG WITH CASE MANAGEMENT AND OTHER HELP THAT ENABLE THOSE WE SERVE TO MAKE THE TRANSITION FROM A SHELTER BED TO A PERMANENT PLACE TO CALL HOME.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $239,733

Program Service Revenue $618,031

Investment Income $77

Other Revenue $-4,819

TOTAL REVENUE $853,022

Expense Breakdown

Grants Paid $0

Salaries & Benefits $34,818

Fundraising Expenses $0

Program Expenses $523,785

Other Expenses $528,337

TOTAL EXPENSES $563,155

Year-over-Year Comparison

	2023	2022	Change
Revenue	$853,022	$2,001,877	-0.6%
Expenses	$563,155	$1,819,597	-0.7%
Net Income	$289,867	$182,280	+0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$711,890

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAWRENCE SCULT	PRESIDENT/DIRECTOR	1.00	Officer Director	$0	$0	$0
FAITH TOLSON	VICE PRESIDENT/DIRECTOR	1.00	Officer Director	$0	$0	$0
RUTH HIBBARD	TREASURER/DIRECTOR	1.00	Officer Director	$0	$0	$0
GARY BAKER	DIRECTOR	1.00	Director	$0	$0	$0
BRUCE HULME	DIRECTOR	1.00	Director	$0	$0	$0
JOANNE LOCKE	DIRECTOR	1.00	Director	$0	$0	$0
JEFFREY FISHMAN	DIRECTOR	1.00	Director	$0	$0	$0
STEVE PENNA	DIRECTOR	1.00	Director	$0	$0	$0
SUSAN GENTILI	EXECUTIVE DIRECTOR	1.00	Officer	$0	$19,191	$326,279
MICHAEL HUTNAK	CHIEF FINANCIAL OFFICER	1.00	Officer	$0	$8,226	$209,708
TANIA DIDUCA	CLERK	1.00	Officer	$0	$15,147	$175,903

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$853,022	$563,155	$3,905,672	$289,867
2023	$2,001,877	$1,819,597	$5,750,228	$182,280
2022	$1,697,674	$1,779,273	$5,430,762	$-81,599
2021	$2,031,864	$1,954,791	$5,884,377	$77,073
2020	$1,895,182	$1,963,734	$5,509,845	$-68,552
2019	$1,494,813	$1,732,656	$5,246,749	$-237,843
2018	$1,612,892	$1,688,510	$5,135,584	$-75,618

LOWELL TRANSITIONAL LIVING CENTER INC