LEOMINSTER, MA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)HABITAT FOR HUMANITY NORTH CENTRAL MASSACHUSETTS INC, founded in 1988, is a community nonprofit that reported $3.2M in total revenue in fiscal year 2024. Revenue surged 68% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.3M, a strong 42% operating margin.
HABITAT FOR HUMANITY IS A NON-PROFIT HOUSING MINISTRY THAT SEEKS TO BE A PARTNER AND CATALYST IN BUILDING COMMUNITIES WHERE EVERYONE HAS THE OPPORTUNITY TO THRIVE. WE BELIEVE OUR MODEL OF SERVICE CAPITAL, NOT CHARITY, CO-WORKERS AND NOT CASE WORKERS PROVIDES A STRENGTH-BASED APPROACH THAT ENHANCES THE CAPABILITIES OF FAMILIES, ENCOURAGING THEM TO DRAW ON THEIR OWN SELF DETERMINATION AND STRENGTHS. WE BELIEVE THAT FAMILIES WHO INVEST IN THEMSELVES THROUGH FINANCIAL EDUCATION AND SWEAT EQUITY IN THE CONSTRUCTION OF THEIR OWN HOMES TRANSFORM THEIR LIVES AND THE LIVES OF THEIR CHILDREN FOR THE BETTER. OUR FAMILIES ARE REQUIRED TO INVEST 200-350 HOURS OF SWEAT EQUITY INTO HABITAT PROGRAMS. THE OWNER AND FAMILIES ARE ALSO REQUIRED TO COMPLETE CERTAIN HOMEOWNERSHIP READINESS CLASSES BEFORE PURCHASING THEIR HABITAT HOMES, AS THE MORTGAGE HOLDER HABITAT OF NORTH CENTRAL MASSACHUSETTS IS ABLE TO PROVIDE A 0% INTEREST MORTGAGE LOAN.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $3,178,757 | $1,889,225 | +0.7% |
| Expenses | $1,829,522 | $1,342,947 | +0.4% |
| Net Income | $1,349,235 | $546,278 | +1.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| CAROLYN READ | EXECUTIVE DI | 40.00 |
Officer
|
$92,153 | $0 | $92,153 |
| PATRICK COCHRAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JAMIE CONAGHAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JIM DARCANGELO | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| LYNN DEVIN | SECRETARY/CL | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| DAVID GENTLEMAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BRIEANNA KELLEY | VICE PRESIDE | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| STEVEN LEDOUX | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BEA LEE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CURT LOGEE | PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CRAIG MADONIA | TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| JEAN RUBIN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| TIM SMITH | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $3,178,757 | $1,829,522 | $4,161,037 | $1,349,235 |
| 2024 | $1,889,225 | $1,342,947 | $2,890,654 | $546,278 |
| 2023 | $2,170,167 | $2,444,797 | $2,324,012 | $-274,630 |
| 2022 | $1,870,114 | $1,475,816 | $3,032,022 | $394,298 |
| 2021 | $1,635,647 | $1,139,101 | $2,442,821 | $496,546 |
| 2020 | $804,863 | $805,843 | $2,102,023 | $-980 |
| 2019 | $1,268,418 | $1,302,467 | $1,957,776 | $-34,049 |
| 2018 | $1,520,048 | $926,229 | $2,065,651 | $593,819 |
Compare HABITAT FOR HUMANITY NORTH CENTRAL MASSACHUSETTS INC with other nonprofits in Massachusetts and across the country.