PIONEER VALLEY HABITAT FOR HUMANITY INC (EIN 043049506) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

MUTHONI MAGUA

Phone

4135865430

Tax Period

2024-07-01 to 2025-06-30

PIONEER VALLEY HABITAT FOR HUMANITY INC, founded in 1989, is a community nonprofit in the Housing & Shelter sector that reported $1.7M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

THE ORGANIZATION IS AN ECUMENICAL HOUSING MINISTRY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $842,227

Program Service Revenue $788,399

Investment Income $16,631

Other Revenue $60,078

TOTAL REVENUE $1,707,335

Expense Breakdown

Grants Paid $0

Salaries & Benefits $322,164

Fundraising Expenses $137,567

Program Expenses $1,544,238

Other Expenses $1,438,303

TOTAL EXPENSES $1,760,467

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,707,335	$1,572,738	+0.1%
Expenses	$1,760,467	$1,504,968	+0.2%
Net Income	$-53,132	$67,770	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

286

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$73,833

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MEGAN MCDONOUGH	EXECUTIVE DI	32.00	Officer	$58,428	$15,405	$73,833
ZAN BROSS	DIRECTOR	1.00	Director	$0	$0	$0
KATHY CAPUTO	CLERK	2.00	Officer Director	$0	$0	$0
TOM CROSSMAN	DIRECTOR	1.00	Director	$0	$0	$0
LEANNA CUTLER	DIRECTOR	1.00	Director	$0	$0	$0
PETER GRAHAM	DIRECTOR	1.00	Director	$0	$0	$0
JIM HICKEY	DIRECTOR	1.00	Director	$0	$0	$0
DARCY JOHNSON	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
MARYANNE KUROCZKO	ASSISTANT CL	2.00	Officer Director	$0	$0	$0
MARIAH KURTZ	PRESIDENT	2.00	Officer Director	$0	$0	$0
SETH LAWRENCE-SLAVAS	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM LEVINE	DIRECTOR	1.00	Director	$0	$0	$0
MUTHONI MAGUA	TREASURER	2.00	Officer Director	$0	$0	$0
ROB STEINBERG	DIRECTOR	1.00	Director	$0	$0	$0
HOLLY YOUNG	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,707,335	$1,760,467	$2,148,900	$-53,132
2024	$1,572,738	$1,504,968	$2,448,845	$67,770
2023	$1,189,491	$798,531	$2,677,860	$390,960
2022	$982,596	$480,924	$2,673,521	$501,672
2021	$1,383,933	$889,990	$2,334,622	$493,943
2020	$911,600	$824,817	$1,848,744	$86,783
2019	$980,581	$773,794	$1,713,687	$206,787
2018	$705,694	$688,145	$1,691,501	$17,549

PIONEER VALLEY HABITAT FOR HUMANITY INC