THE NEW ENGLAND AFFORDABLE HOUSING… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

SARAH CLARK

Phone

7813804344

Tax Period

2025-01-01 to 2025-12-31

THE NEW ENGLAND AFFORDABLE HOUSING MANAGEMENT ASSOCIATION INC, founded in 1989, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2025. Revenue surged 22% from the prior year, signaling strong growth momentum. Expenses of $975K left a modest 14% surplus.

Mission

TO FACILITATE COMMUNICATION BETWEEN MANAGEMENT AGENTS AND LOCAL HUD AND STATE HOUSING FINANCE AGENCIES.

Program Service Accomplishments

Program 1

TO PROVIDE TRAINING & EDUCATION FOR MEMBERS INVOLVED WITH THE US DEPT OF HUD AND STATE HOUSING AGENCIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,123,415

Investment Income $337

Other Revenue $6,906

TOTAL REVENUE $1,130,658

Expense Breakdown

Grants Paid $0

Salaries & Benefits $173,351

Fundraising Expenses $0

Other Expenses $801,400

TOTAL EXPENSES $974,751

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,130,658	$928,222	+0.2%
Expenses	$974,751	$854,357	+0.1%
Net Income	$155,907	$73,865	+1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$170,222

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN GOMES	EXECUTIVE DIRECTOR	40.00	Officer	$138,788	$31,434	$170,222
JILLIAN MENEO	PRES.(UNTIL 11/24)/IPP (AS OF 11/24)	1.00	Officer Director	$0	$0	$0
SARAH CLARK	PE (UNTIL 11/24)/PRES. (AS OF 11/24)	1.00	Officer Director	$0	$0	$0
JULIE FAWCETT	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
CHRIS SALAMANIS-RIVERA	VP (UNTIL 11/24)/PE (AS OF 11/24)	1.00	Officer Director	$0	$0	$0
ERIN SIMAS	VICE PRESIDENT (AS OF 11/24)	1.00	Officer Director	$0	$0	$0
JESENE GODFREY	TREASURER	1.00	Officer Director	$0	$0	$0
YOANY VARGAS	CLERK	1.00	Officer Director	$0	$0	$0
JULIE EDMONDS	DIRECTOR	0.50	Director	$0	$0	$0
STEPHANY SEGURO	DIRECTOR	0.50	Director	$0	$0	$0
MAURA COPPNEY	DIRECTOR	0.50	Director	$0	$0	$0
LAURIE MCGRATH	DIRECTOR	0.50	Director	$0	$0	$0
LAURA FRANCIS	DIRECTOR	0.50	Director	$0	$0	$0
KRYSTAL RODRIGUEZ	DIRECTOR	0.50	Director	$0	$0	$0
KRISSY RAMAGLIA	DIRECTOR	0.50	Director	$0	$0	$0
KATRINA PAVETTO	DIRECTOR	0.50	Director	$0	$0	$0
HOPE LANPHEAR	DIRECTOR	0.50	Director	$0	$0	$0
THOMAS GERUNDO	DIRECTOR	0.50	Director	$0	$0	$0
JOHN NICKLAS	DIRECTOR	0.50	Director	$0	$0	$0
JAMES VAN DYKE	DIRECTOR	0.50	Director	$0	$0	$0
GENE AUSTIN	DIRECTOR	0.50	Director	$0	$0	$0
EDWARD CLARK	DIRECTOR	0.50	Director	$0	$0	$0
DEBORAH ALA	DIRECTOR	0.50	Director	$0	$0	$0
CLAIRE ULLRAM	DIRECTOR	0.50	Director	$0	$0	$0
ANGELA CRUZ	DIRECTOR	0.50	Director	$0	$0	$0
ADAM GOLDBERG	DIRECTOR	0.50	Director	$0	$0	$0
JOHN ELLIOT	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0
KA-LING FLYNN	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0
ERIN LEWIS	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0
WENDY MOORES	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0
ANA SERRANO	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0
CECELIA TAVARES	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0
KIMBERLY QUINT	DIRECTOR(UNTIL 11/24)	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,130,658	$974,751	$511,067	$155,907
2024	$928,222	$854,357	$350,152	$73,865
2023	$738,594	$665,568	$234,777	$73,026
2022	$694,290	$671,081	$182,416	$23,209
2021	$581,398	$489,493	$172,693	$91,905
2020	$494,579	$497,543	$108,428	$-2,964
2019	$794,874	$810,199	$57,798	$-15,325
2018	$710,828	$718,548	$85,106	$-7,720

THE NEW ENGLAND AFFORDABLE HOUSING MANAGEMENT ASSOCIATION INC