PARTNERSHIP FOR FINANCIAL EQUITY INC (EIN 043093735) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Tax Period

2022-07-01 to 2023-06-30

PARTNERSHIP FOR FINANCIAL EQUITY INC, founded in 1990, is a small nonprofit that reported $315K in total revenue in fiscal year 2022. Revenue surged 66% from the prior year, signaling strong growth momentum. The organization ran a surplus of $78K, a strong 25% operating margin.

Mission

TO BRING TOGETHER COMMUNITY ORGANIZATIONS AND FINANCIAL INSTITUTIONS TO EFFECT POSITIVE CHANGE IN THE AVAILABILITY OF CREDIT AND FINANCIAL SERVICES ACROSS MASSACHUSETTS BY ENCOURAGING COMMUNITY INVESTMENT IN LOW AND MODERATE INCOME AND MINORITY GROUP NEIGHBORHOODS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $311,900

Program Service Revenue $0

Investment Income $3,125

Other Revenue $0

TOTAL REVENUE $315,025

Expense Breakdown

Grants Paid $0

Salaries & Benefits $157,628

Fundraising Expenses $0

Program Expenses $236,925

Other Expenses $79,297

TOTAL EXPENSES $236,925

Year-over-Year Comparison

	2022	2021	Change
Revenue	$315,025	$189,279	+0.7%
Expenses	$236,925	$105,934	+1.2%
Net Income	$78,100	$83,345	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$137,040

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS CALLAHAN	EXECUTIVE DIRECTOR	40.00	Director	$133,049	$3,991	$137,040
GRAHAM CHAPMAN	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH KRIESBERG	DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE MEISER	DIRECTOR	1.00	Director	$0	$0	$0
SARAH LAMITIE	DIRECTOR	1.00	Director	$0	$0	$0
THOMAS GOLDEN	DIRECTOR	1.00	Director	$0	$0	$0
MARK COLETTA	DIRECTOR	1.00	Director	$0	$0	$0
ROSA ORDAZ	DIRECTOR	1.00	Director	$0	$0	$0
SABINA CORREIA	DIRECTOR	1.00	Director	$0	$0	$0
MARITZA CROSSEN	DIRECTOR	1.00	Director	$0	$0	$0
ISABEL CRUZ	DIRECTOR	1.00	Director	$0	$0	$0
GONZALO PUIGBO	DIRECTOR	1.00	Director	$0	$0	$0
DARRELL BYERS	VICE CHAIR	3.00	Director	$0	$0	$0
KAREN FREDERICK	DIRECTOR	1.00	Director	$0	$0	$0
KAREN KELLEHER	DIRECTOR	3.00	Director	$0	$0	$0
BROOK AMES	CLERK	3.00	Director	$0	$0	$0
ANA HAMMOCK	DIRECTOR	1.00	Director	$0	$0	$0
SUSAN MURRAY	DIRECTOR	1.00	Director	$0	$0	$0
JASON ANDRADE	DIRECTOR	1.00	Director	$0	$0	$0
LISA JOYNER	DIRECTOR	3.00	Director	$0	$0	$0
SYMONE CRAWFORD	TREASURER	1.00	Director	$0	$0	$0
KARL RENNEY	PRESIDENT	3.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$315,025	$236,925	$392,672	$78,100

PARTNERSHIP FOR FINANCIAL EQUITY INC