LOVELANE SPECIAL NEEDS HORSEBACK RIDING PROGRAM INC (EIN 043139666) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

WENDY BELL

Phone

7812591177

Tax Period

2024-07-01 to 2025-06-30

LOVELANE SPECIAL NEEDS HORSEBACK RIDING PROGRAM INC, founded in 1992, is a community nonprofit that reported $2.0M in total revenue in fiscal year 2024. Expenses of $1.8M left a modest 11% surplus.

Mission

TO OPERATE AND MAINTAIN A THERAPEUTIC HORSEBACK RIDING SCHOOL FOR INDIVIDUALS WITH DISABILITIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,432,054

Program Service Revenue $667,929

Investment Income $294,465

Other Revenue $-423,380

TOTAL REVENUE $1,971,068

Expense Breakdown

Grants Paid $69,436

Salaries & Benefits $950,982

Fundraising Expenses $268,778

Program Expenses $1,239,639

Other Expenses $742,282

TOTAL EXPENSES $1,762,700

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,971,068	$1,839,297	+0.1%
Expenses	$1,762,700	$2,179,894	-0.2%
Net Income	$208,368	$-340,597	-1.6%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

235

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$297,505

Total Directors

$157,120

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEBBY SABIN	PRESIDENT, FOUNDING DIRECT	25.00	Officer Director	$133,706	$23,414	$157,120
JOHN DOWNING	BOARD MEMBER	2.00	Director	$0	$0	$0
AIYANA CURRIE	VICE CHAIR OF BOD	2.00	Officer Director	$0	$0	$0
HELENE POWER	BOARD MEMBER	2.00	Director	$0	$0	$0
GUSTAV BEEREL	CHAIR	2.00	Officer Director	$0	$0	$0
CASSANDRA PRICE	BOARD MEMBER	2.00	Director	$0	$0	$0
BILL MILLER	TREASURER	2.00	Officer Director	$0	$0	$0
TRISTAN COLANGELO	SECRETARY	2.00	Officer Director	$0	$0	$0
WENDY BELL	EXECUTIVE DIRECTOR	40.00	Officer	$122,227	$18,158	$140,385

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,971,068	$1,762,700	$12,254,306	$208,368
2024	$1,839,297	$2,179,894	$11,854,571	$-340,597
2023	$1,979,947	$1,523,097	$10,870,907	$456,850
2022	$1,902,873	$1,474,557	$10,298,349	$428,316
2021	$1,321,276	$1,302,830	$11,193,700	$18,446
2020	$1,463,468	$1,357,703	$9,669,212	$105,765
2019	$1,865,713	$1,273,790	$9,506,897	$591,923

LOVELANE SPECIAL NEEDS HORSEBACK RIDING PROGRAM INC