COOPERATIVE DEVELOPMENT INSTITUTE INC

NEW ENGLAND RESIDENT-OWNED COMMUNITIES (NEROC):CDI'S NEROC PROGRAM HAS HELPED RESIDENTS OF 66 MANUFACTURED HOME COMMUNITIES ACROSS NEW ENGLAND RAISE MORE THAN $328 MILLION IN CAPITAL TO PURCHASE THEIR COMMUNITIES AND PERMANENTLY PRESERVED MORE THAN 6,634 UNITS OF AFFORDABLE HOUSING.MANUFACTURED HOMES ARE AN ESSENTIAL SOURCE OF AFFORDABLE HOUSING IN NEW ENGLAND. HOWEVER, THEY HAVE INCREASINGLY BEEN TARGETED BY INVESTORS AND PRIVATE EQUITY FIRMS WHO SEEK TO PURCHASE THE PARKS FOR A PROFIT. RESIDENTS IN THESE COMMUNITIES OWN THE HOMES BUT NOT THE LAND UNDERNEATH THEM, MAKING THEM VULNERABLE TO UNAFFORDABLE RENT-HIKES, MISMANAGEMENT, AND DETERIORATING INFRASTRUCTURE. CDI'S NEROC PROGRAM HELPS MANUFACTURED HOMEOWNERS COOPERATIVELY PURCHASE AND DEMOCRATICALLY MANAGE THEIR COMMUNITIES, GIVING RESIDENTS CONTROL OVER THEIR FUTURES AND PRESERVING THE QUALITY AND AFFORDABILITY OF HOMES IN OUR REGION.

BUSINESS OWNERSHIP SOLUTIONS (BOS):SINCE BOS WAS FOUNDED IN 2013, WE HAVE LED 35 BUSINESSES THROUGH TRANSITIONS TO EMPLOYEE-OWNED COOPERATIVES, CREATING OWNERSHIP OPPORTUNITIES FOR MORE THAN 600 WORKERS AND HELPING THEM SECURE MORE THAN $36 MILLION IN CAPITAL TO BUY THOSE BUSINESSES.IN DECEMBER 2025, CDI'S BOS PROGRAM WAS AWARDED A $900,000 GRANT FROM JP MORGAN CHASE TO HEAD UP A REGIONAL PARTNERSHIP THAT WILL EXPAND SERVICES AND AWARENESS OF EXIT PLANNING FOR BUSINESS OWNERS AND EMPLOYEE OWNERSHIP THROUGH A MASSACHUSETTS-FOCUSED FELLOWSHIP PROGRAM AND RESEARCH INITIATIVE.ACROSS THE U.S., A WAVE OF AGING BABY BOOMER BUSINESS OWNERS ARE PLANNING TO RETIRE IN THE NEXT FEW YEARS, BUT THEY DO NOT HAVE A PLAN AND DO NOT KNOW WHO TO TURN TO FOR HELP. THIS POSES A GREAT THREAT TO BUSINESS, JOB PRESERVATION, AND GROWTH IN OUR COMMUNITIES. IN NEW ENGLAND AND NY ALONE, AN ESTIMATED 200,000+ SMALL BUSINESSES HAVE OWNERS WHO ARE LOOKING TO RETIRE OR TRANSITION WITHIN THE NEXT FEW YEARS, BUT ONLY ABOUT 17% OF THEM HAVE A SUCCESSION PLAN. EMPLOYEE OWNERSHIP IS A PROVEN STRATEGY TO PRESERVE CRITICAL BUSINESSES AND JOBS AND PROVIDE WEALTH BUILDING OPPORTUNITIES FOR WORKERS. CDI'S BOS PROGRAM HELPS BUSINESS OWNERS AND THEIR EMPLOYEES EXECUTE CONVERSIONS TO EMPLOYEE OWNERSHIP AND PROVIDES PUBLIC EDUCATION TO HELP BUSINESSES UNDERSTAND THEIR OPTIONS TO AVOID THE LOSS OF BUSINESSES AND JOBS.