CAPE & ISLANDS COMMUNITY COMMUNITY DEVELOPMENT INC

EIN: 043286347 501(c)(3) Community Improvement

CENTERVILLE, MA

Total Revenue
$1,517,571
Total Expenses
$1,057,510
Total Assets
$12,446,092
Net Assets
$7,744,155
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
MA
Principal Officer
JEANNINE MARSHALL
Phone
5087904980
Tax Period
2023-07-01 to 2024-06-30

CAPE & ISLANDS COMMUNITY COMMUNITY DEVELOPMENT INC, founded in 1995, is a community nonprofit in the Community Improvement sector that reported $1.5M in total revenue in fiscal year 2023. Revenue fell 32% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $460K, a strong 30% operating margin.

Mission

TO PROVIDE LOANS AND TECHNICAL ASSISTANCE TO SMALL BUSINESS OWNERS IN MASSACHUSETTS UTILIZING FEDERAL FUNDS FROM USDA INTERMEDIARY RELENDING PROGRAM (IRP), USDA RURAL MICROENTRREPRENEUR (RMAP) AND U.S TREASURY COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND (CDFI)

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $406,526
Program Service Revenue $972,515
Investment Income $105,488
Other Revenue $33,042
TOTAL REVENUE $1,517,571

Expense Breakdown

Grants Paid $0
Salaries & Benefits $684,549
Fundraising Expenses $36,740
Program Expenses $888,746
Other Expenses $372,961
TOTAL EXPENSES $1,057,510

Year-over-Year Comparison

2023 2022 Change
Revenue $1,517,571 $2,234,340 -0.3%
Expenses $1,057,510 $978,189 +0.1%
Net Income $460,061 $1,256,151 -0.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
10
Independent Members
10
Employees
5
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
8
$0
Key Employees
1
$282,812
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PETER SMITH CHAIR 5.00
Officer Director
$0 $0 $0
MICHAEL GIANCOLA VICE CHAIR 5.00
Officer Director
$0 $0 $0
MARTIN HARPER TREASURER 5.00
Officer Director
$0 $0 $0
CHRISTOPHER MURPHY ASSISTANT TR 5.00
Officer Director
$0 $0 $0
MARK SEXTON CLERK 5.00
Director
$0 $0 $0
DAVID AUGUSTINHO DIRECTOR 3.00
Director
$0 $0 $0
MARLYN AGULNICK-HOUSE DIRECTOR 3.00
$0 $0 $0
KELLEY SULLIVAN DIRECTOR 3.00
Director
$0 $0 $0
ALEX RODOLAKIS DIRECTOR 3.00
Director
$0 $0 $0
JEANNINE MARSHALL PRESIDENT 40.00
Key Emp
$269,256 $13,556 $282,812
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $1,517,571 $1,057,510 $12,446,092 $460,061
2023 $2,234,340 $978,189 $12,164,504 $1,256,151
2022 $3,405,067 $904,132 $11,230,018 $2,500,935
2021 $971,955 $793,131 $8,808,619 $178,824
2020 $995,783 $934,285 $8,737,664 $61,498
2019 $858,169 $802,783 $8,433,512 $55,386
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