THE WESTERN MASSACHUSETTS APPALOOS… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Tax Period

2024-10-01 to 2025-09-30

Mission

PROMOTE THE PROTECTION OF THE APPALOOSA HORSE

Program Service Accomplishments

Program 1

Expenses: $1,396

THE ASSOCIATION SPONSORS HORSE SHOWS TO HELP PROMOTE, DEVELOP, AND ENCOURAGE INTEREST IN THE BREEDING, CARE, AND PROTECTION OF THE APPALOOSA HORSE AND RELATED BREEDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,396

Other Expenses $3,115

TOTAL EXPENSES $3,115

Year-over-Year Comparison

	2024	2023	Change
Revenue	N/A	$-140	-1.0%
Expenses	$3,115	$6,812	-0.5%
Net Income	N/A	$-6,952	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN CORMIER	SECRETARY	5.00	Officer Director	$0	$0	$0
LAURA JEAN ELLIS	DIRECTOR	1.00	Director	$0	$0	$0
KELLY SWEENEY	DIRECTOR	1.00	Director	$0	$0	$0
RACHAEL PERKINS	DIRECTOR	1.00	Director	$0	$0	$0
TRISH DOYLE	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
PAIGE MONDAZZI	DIRECTOR	1.00	Director	$0	$0	$0
CHERYL ALDO	DIRECTOR	1.00	Director	$0	$0	$0
KRISSY PRZBYLA	PRESIDENT	5.00	Officer	$0	$0	$0
ALICIA FLEMING	TREASURER	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	$3,115	$12,726	No data
2024	$-140	$6,812	$15,841	$-6,952
2023	$6,277	$8,094	$22,793	$-1,817
2022	$48,480	$39,725	$24,610	$8,755
2021	$693	$2,328	$15,855	$-1,635
2020	$38,251	$31,289	$17,490	$6,962
2019	$29,774	$50,894	$10,528	$-21,120

THE WESTERN MASSACHUSETTS APPALOOSA ASSOC INC