Bennington Area Habitat for Humanity (EIN 043342696) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Cindy Luce

Phone

8023671000

Tax Period

2024-07-01 to 2025-06-30

Bennington Area Habitat for Humanity, founded in 1997, is a community nonprofit that reported $1.4M in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion. The organization ran a surplus of $244K, a strong 17% operating margin.

Mission

Bennington Area Habitat for Humanity is part of a global, nonprofit housing organization that is dedicated to eliminating substandard housing locally by constructing, rehabilitating and preserving homes by advocating for fair and just housing policies and by providing training and access to resources to help families improve their shelter conditions.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $482,839

Program Service Revenue $434,327

Investment Income $138,202

Other Revenue $369,920

TOTAL REVENUE $1,425,288

Expense Breakdown

Grants Paid $0

Salaries & Benefits $169,826

Fundraising Expenses $69,690

Program Expenses $917,082

Other Expenses $1,011,486

TOTAL EXPENSES $1,181,312

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,425,288	$1,221,394	+0.2%
Expenses	$1,181,312	$981,118	+0.2%
Net Income	$243,976	$240,276	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John Jacobi	President	005.00	Officer Director	$0	$0	$0
Craig Waller	Vice President	005.00	Officer Director	$0	$0	$0
Lisa Counsell	Secretary	003.00	Officer Director	$0	$0	$0
Kristin Comeau	Treasurer	003.00	Officer Director	$0	$0	$0
E Michael Bacon	Director	001.00	Director	$0	$0	$0
Kevin Duffy	Volunteer Commitee Chair	003.00	Director	$0	$0	$0
Bill Hoyt President until 123122	Director	001.00	Director	$0	$0	$0
Jacquelyn Hunt	Director	001.00	Director	$0	$0	$0
Keld Alstrup Treasurer until 123122	Director	001.00	Director	$0	$0	$0
Chris Ponessi	Director	001.00	Director	$0	$0	$0
Barbara Price	Director	001.00	Director	$0	$0	$0
Marietta Formanek	Director	001.00	Director	$0	$0	$0
Katy McNabb	Director	001.00	Director	$0	$0	$0
David Baer	Director	001.00	Director	$0	$0	$0
Ryan Miosek	Director	001.00	Director	$0	$0	$0
Cindy Luce	Executive Director	040.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,425,288	$1,181,312	$3,970,063	$243,976
2024	$1,221,394	$981,118	$3,694,292	$240,276
2023	$1,078,349	$520,574	$3,456,154	$557,775
2022	$713,498	$425,267	$2,899,141	$288,231
2021	$806,019	$783,171	$2,592,084	$22,848
2020	$641,842	$729,434	$2,595,581	$-87,592
2019	$863,399	$751,339	$2,654,128	$112,060
2018	$483,805	$434,056	$2,551,701	$49,749

Bennington Area Habitat for Humanity