THE INSTITUTE FOR COMMUNITY BUSINESS & THE NEW HAMPSHIRE ECONOMY (EIN 043391250) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

JIM ROCHE

Phone

6032245388

Tax Period

2019-01-01 to 2019-12-31

THE INSTITUTE FOR COMMUNITY BUSINESS & THE NEW HAMPSHIRE ECONOMY, founded in 1997, is a micro nonprofit in the Environment sector that reported $84K in total revenue in fiscal year 2019. Revenue fell 59% from the prior year — a significant decline worth monitoring. Expenses of $107K exceeded revenue, resulting in a 28% operating deficit.

Mission

PERFORMING SCIENTIFIC RESEARCH FOR THE PURPOSE OF AIDING THE NEW HAMPSHIRE COMMUNITY BY ATTRACTING NEW INDUSTRY TO THE COMMUNITY AND BY ENCOURAGING THE DEVELOPMENT OF, OR RETENTION OF, AN INDUSTRY IN THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $83,580

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $83,580

Expense Breakdown

Grants Paid $0

Salaries & Benefits $71,610

Fundraising Expenses $0

Program Expenses $88,337

Other Expenses $35,159

TOTAL EXPENSES $106,769

Year-over-Year Comparison

	2019	2018	Change
Revenue	$83,580	$202,425	-0.6%
Expenses	$106,769	$146,559	-0.3%
Net Income	$-23,189	$55,866	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$288,443

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHERYL MCQUADE	CHAIR	1.00	Officer Director	$0	$0	$0
RICHARD MALONEY	TREASURER	1.00	Officer Director	$0	$0	$0
CHERYL COLETTI-LAWSON	TRUSTEE	1.00	Director	$0	$0	$0
DENNIS SASSEVILLE	TRUSTEE	1.00	Director	$0	$0	$0
JIM ROCHE	PRESIDENT/SECRETARY	1.00	Officer	$0	$25,933	$288,443

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$83,580	$106,769	$63,088	$-23,189
2018	$202,425	$146,559	$97,762	$55,866

THE INSTITUTE FOR COMMUNITY BUSINESS & THE NEW HAMPSHIRE ECONOMY