BOSTON ART DEALERS ASSOCIATION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

JOANNA FINK

Phone

6172679060

Tax Period

2025-01-01 to 2025-12-31

Mission

TO PROMOTE CONTEMPORARY ART.

Program Service Accomplishments

Program 1

Expenses: $293 Revenue: $0

YEAR LONG PROMOTIONAL ACTIVITIES FOR BOSTON ARTISTS AND PUBLIC EDUCATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $293

Other Expenses $1,447

TOTAL EXPENSES $1,447

Year-over-Year Comparison

	2025	2024	Change
Revenue	N/A	$1,800	-1.0%
Expenses	$1,447	$2,169	-0.3%
Net Income	N/A	$-369	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOANNA FINK	PRESIDENT	5.00	Officer	$0	$0	$0
ANDREA DABRILA	TREASURER/CLERK	2.00	Officer	$0	$0	$0
MARY WHITE	VICE-PRESIDENT	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	$1,447	$13,550	No data
2024	$1,800	$2,169	$14,997	$-369
2023	$3,200	$1,263	$15,366	$1,937
2022	$2,800	$1,304	$13,429	$1,496
2021	$4,700	$1,962	$11,933	$2,738
2020	No data	$1,528	$9,195	No data