WINOOSKI, VT
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)OPPORTUNITIES INC, founded in 1989, is a micro nonprofit in the Community Improvement sector that reported $53K in total revenue in fiscal year 2023. Revenue fell 75% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $26K, a strong 49% operating margin.
PROVIDE AFFORDABLE CAPITAL AND FINANCIAL SERVICES TO UNDERSERVED MEMBERS OF THE COMMUNITY.
MEMBERS OF OPPORTUNITIES CREDIT UNION, A RELATED TAX EXEMPT ENTITY, WHO HAVE EMERGENCY NEEDS NOT MET BY CURRENT PROGRAMS CAN OBTAIN A LOAN THAT IS GUARANTEED BY THIS FUND ALLOWING THEM TO ADDRESS...
MEMBERS OF OPPORTUNITIES CREDIT UNION, A RELATED TAX EXEMPT ENTITY, WHO HAVE EMERGENCY NEEDS NOT MET BY CURRENT PROGRAMS CAN OBTAIN A LOAN THAT IS GUARANTEED BY THIS FUND ALLOWING THEM TO ADDRESS EMERGENCY AUTO, MEDICAL AND OTHER FAMILY ISSUES INCLUDING BARRIERS TO HOUSING, FUNERAL EXPENSES AND OTHER CRITICAL NEEDS.
OPPORTUNITY INC. PROVIDES REWARDS AND INITIAL SHARE DEPOSITS FOR UNBANKED AND UNDERSERVED CHILDREN TO ALLOW THEM TO HAVE BANK ACCOUNTS.
OPPORTUNITIES INC. HOLDS GRANTS AND DONATED FUNDS. EXAMPLES INCLUDE LOAN FUNDS FOR SMALL BUSINESS, FUNDS TO PAY CITIZENSHIP EXPENSES, EMERGENCY LOAN FUNDS, AND LOAN FUNDS FOR LOW OR NO CREDIT SCORE...
OPPORTUNITIES INC. HOLDS GRANTS AND DONATED FUNDS. EXAMPLES INCLUDE LOAN FUNDS FOR SMALL BUSINESS, FUNDS TO PAY CITIZENSHIP EXPENSES, EMERGENCY LOAN FUNDS, AND LOAN FUNDS FOR LOW OR NO CREDIT SCORE BUSINESSES AND OTHERS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $52,907 | $211,517 | -0.7% |
| Expenses | $27,119 | $26,850 | +0.0% |
| Net Income | $25,788 | $184,667 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| KATHARINE LAUD | PRESIDENT & CEO | 1.00 |
Officer
Director
|
$0 | $14,195 | $178,814 |
| ERIN METIVIER | TREASURER, CFO & COO | 1.00 |
Officer
Director
|
$0 | $12,171 | $125,046 |
| SHANNA RATNER | VICE CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| GLENN VON BERNEWITZ | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $52,907 | $27,119 | $755,545 | $25,788 |
| 2022 | $211,517 | $26,850 | $729,757 | $184,667 |
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