THE BLANDFORD CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1909

Legal Domicile

Principal Officer

STEVE DELNICKAS

Phone

4138480970

Tax Period

2018-11-01 to 2019-10-31

THE BLANDFORD CLUB, founded in 1909, is a micro nonprofit that reported $2K in total revenue in fiscal year 2018. Revenue fell 97% from the prior year — a significant decline worth monitoring. Expenses of $10K exceeded revenue, resulting in a 300% operating deficit.

Mission

TO PROVIDE MEMBERS PERSONAL CONTACT, COMMINGLING AND FACE TO FACE FELLOWSHIP WHILE PLAYING GOLF

Program Service Accomplishments

Program 1

PROVIDED MEMBERS PERSONAL CONTACT, COMMINGLING AND FACE TO FACE FELLOWSHIP WHILE PLAYING GOLF

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $439

Program Service Revenue $3,490

Investment Income $-1,524

Other Revenue $0

TOTAL REVENUE $2,405

Expense Breakdown

Grants Paid $0

Salaries & Benefits $33

Fundraising Expenses $0

Other Expenses $9,598

TOTAL EXPENSES $9,631

Year-over-Year Comparison

	2018	2017	Change
Revenue	$2,405	$94,073	-1.0%
Expenses	$9,631	$164,169	-0.9%
Net Income	$-7,226	$-70,096	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHARLIE BUSH	Director	2.00	Director	$0	$0	$0
RYLAN SHEPARD	Director	2.00	Director	$0	$0	$0
JOHN CRANE	Director	2.00	Director	$0	$0	$0
CHRIS GUIDETTE	Director	2.00	Director	$0	$0	$0
TIM BROCK	Director	2.00	Director	$0	$0	$0
TOM FARREL	Director	2.00	Director	$0	$0	$0
STEVE DELNICKAS	President	2.00	Officer	$0	$0	$0
MARTY WILLARD	Vice President	2.00	Officer	$0	$0	$0
SUSAN WESOLOWSKI	Treasurer	2.00	Officer	$0	$0	$0
KIM BLANCHETTE	Secretary	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$2,405	$9,631	No data	$-7,226