Cambridge Firefighter's Relief Association

EIN: 046038786

Cambridge, MA

Total Revenue
$55,282
Total Expenses
$54,390
Total Assets
$124,418
Net Assets
$124,418
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1982
Legal Domicile
MA
Principal Officer
Mark Massiah
Phone
6178644195
Tax Period
2018-05-01 to 2019-04-30

Cambridge Firefighter's Relief Association, founded in 1982, is a micro nonprofit that reported $55K in total revenue in fiscal year 2018. Net assets of $124K represent 27 months of operating reserves.

Mission

Relief for Cambridge Firemen - Retirement and Death Benefits

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $50,887
Program Service Revenue $0
Investment Income $4,395
Other Revenue $0
TOTAL REVENUE $55,282

Expense Breakdown

Grants Paid $0
Salaries & Benefits $5,125
Fundraising Expenses $24,535
Program Expenses $700
Other Expenses $49,265
TOTAL EXPENSES $54,390

Year-over-Year Comparison

2018 2017 Change
Revenue $55,282 N/A N/A
Expenses $54,390 N/A N/A
Net Income $892 $0 N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
18
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$5,125
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARK MASSIAH PRESIDENT 1.00
Officer
$775 $0 $775
BRANDON HUGH VICE PRESIDENT 1.00
Officer
$0 $0 $0
AMEER MOUSTAFA TREASURER 1.00
Officer
$0 $0 $0
DAVID CROAK SECRETARY 1.00
Officer
$4,350 $0 $4,350
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2019 $55,282 $54,390 $124,418 $892
2018 $70,425 $69,788 $124,590 $637
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