ASSOC SUBCONTRACTORS OF MASS INC (EIN 046041565) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

JAMES WELCH

Phone

6177423412

Tax Period

2025-01-01 to 2025-12-31

ASSOC SUBCONTRACTORS OF MASS INC, founded in 1994, is a small nonprofit that reported $740K in total revenue in fiscal year 2025. Expenses of $655K left a modest 11% surplus.

Mission

PROVIDE INFORMATION TO SUBCONTRACTORS IN MASSACHUSETTS AS IT PERTAINS TO CHANGES IN REGULATIONS AND LAWS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $45,300

Program Service Revenue $368,390

Investment Income $43,834

Other Revenue $282,169

TOTAL REVENUE $739,693

Expense Breakdown

Grants Paid $6,000

Salaries & Benefits $357,402

Fundraising Expenses $119,926

Program Expenses $427,642

Other Expenses $291,492

TOTAL EXPENSES $654,894

Year-over-Year Comparison

	2025	2024	Change
Revenue	$739,693	$724,742	+0.0%
Expenses	$654,894	$692,173	-0.1%
Net Income	$84,799	$32,569	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$191,997

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVEN T AMANTI	PRESIDENT-ELECT	0.00	Director	$0	$0	$0
MATTHEW A BROWN	VICE PRESIDENT/ASST. TREAS	0.00	Director	$0	$0	$0
CHRISTOPHER M BUELL	VICE PRESIDENT	0.00	Director	$0	$0	$0
BERNARD K QUINLAN	DIRECTOR	0.00	Director	$0	$0	$0
CASSIE JOHNSTON	DIRECTOR	0.00	Director	$0	$0	$0
LESLIE M CARRIO	PRESIDENT	0.00	Director	$0	$0	$0
LAWRENCE EAGAN	DIRECTOR	0.00	Director	$0	$0	$0
JACQUELYN A MAGILL	DIRECTOR	0.00	Director	$0	$0	$0
PETER R TOWNSEND	DIRECTOR	0.00	Director	$0	$0	$0
MICHAEL R MCNULTY	DIRECTOR	0.00	Director	$0	$0	$0
JAMES WELCH	CEO/CLERK	50.00	Officer	$191,997	$0	$191,997
DARLENE BESHAW	DIRECTOR	0.00	Officer	$0	$0	$0
JOHN GUARRACINO	DIRECTOR	0.00	Officer	$0	$0	$0
REGINA MCGREGOR	DIRECTOR	0.00	Officer	$0	$0	$0
LEONARD MONFREDO	DIRECTOR	0.00	Officer	$0	$0	$0
ELLEN YOUNG	DIRECTOR	0.00	Officer	$0	$0	$0
AIDENN DONESKI	TREASURER	0.00	Officer	$0	$0	$0
CHARRAN FISHER	DIRECTOR	0.00	Officer	$0	$0	$0
DANIEL BLAKE	DIRECTOR	0.00	Officer	$0	$0	$0
WAYNE J GRIFFIN	DIRECTOR	0.00	Officer	$0	$0	$0
BRIAN LYNCH	DIRECTOR	0.00	Officer	$0	$0	$0
GREGORY PIERCE	DIRECTOR	0.00	Officer	$0	$0	$0
DAVID E WILSON ESQ	EXEC. SECRETARY/GENERAL COUNSEL	0.00	Officer	$0	$0	$0
PETER J GOMELY	DIRECTOR	0.00	Officer	$0	$0	$0
JEFFREY T MARR JR	DIRECTOR	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$739,693	$654,894	$1,383,572	$84,799
2024	No data	No data	No data	No data
2023	$750,796	$656,140	$1,295,250	$94,656
2022	$712,403	$640,175	$1,190,040	$72,228
2021	$714,198	$609,766	$1,054,276	$104,432
2020	$601,712	$601,719	$998,229	$-7
2019	$720,233	$634,771	$1,027,789	$85,462
2018	$710,173	$557,937	$927,339	$152,236

ASSOC SUBCONTRACTORS OF MASS INC