Smith Students' Aid Society Inc (EIN 046052751) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

Eleanor Evans

Phone

4135852200

Tax Period

2024-07-01 to 2025-06-30

Smith Students' Aid Society Inc, founded in 1905, is a small nonprofit that reported $502K in total revenue in fiscal year 2024. Revenue surged 120% from the prior year, signaling strong growth momentum. The organization ran a surplus of $132K, a strong 26% operating margin.

Mission

To provide assistance to Smith College students in the form of grants and emergency funds in order to enhance the quality of their educational experience with a focus on needs not met by traditional financial aid.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $32,325

Program Service Revenue $0

Investment Income $469,648

Other Revenue $0

TOTAL REVENUE $501,973

Expense Breakdown

Grants Paid $304,275

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $304,275

Other Expenses $65,984

TOTAL EXPENSES $370,259

Year-over-Year Comparison

	2024	2023	Change
Revenue	$501,973	$227,904	+1.2%
Expenses	$370,259	$359,195	+0.0%
Net Income	$131,714	$-131,291	-2.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Eleanor Evans	President Director	002.00	Officer Director	$0	$0	$0
Teresa Hacunda	Treasurer Director	002.00	Officer Director	$0	$0	$0
Korri Krajicek	Secretary Director	002.00	Officer Director	$0	$0	$0
Lindsay Bennett-Jacobs	Director	001.00	Director	$0	$0	$0
Sophia Mutungi	Director	001.00	Director	$0	$0	$0
Harleen Gill-Jessup	Director	001.00	Director	$0	$0	$0
Candace Gibson	Director	001.00	Director	$0	$0	$0
Alexandria Julius	Director	001.00	Director	$0	$0	$0
Sara Ottomano	Director	001.00	Director	$0	$0	$0
Rebecca Phelps	Director	001.00	Director	$0	$0	$0
Judith Roberts	Director	001.00	Director	$0	$0	$0
Michelle Ross	Director	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$501,973	$370,259	$6,979,122	$131,714
2024	No data	No data	No data	No data
2023	$728,642	$340,957	$6,510,445	$387,685
2022	$1,120,502	$305,427	$6,593,127	$815,075
2021	$604,905	$288,528	$6,887,739	$316,377

Smith Students' Aid Society Inc