Boston, MA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ALPHA CREDIT UNION, founded in 1942, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. The organization ran a surplus of $458K, a strong 27% operating margin.
Alpha Credit Union is a full service, member owned financial institution whose purpose is to promote thrift and to loan money at fair and reasonable rates of interest. We are not for profit, not charity, but rather for our members' service and benefit.
Provide accounts and loans to members.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,683,649 | $1,544,374 | +0.1% |
| Expenses | $1,225,258 | $1,130,193 | +0.1% |
| Net Income | $458,391 | $414,181 | +0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Joette DeMeo | CEO | 40 |
Officer
Director
Key Emp
Highest
|
$187,400 | $0 | $187,400 |
| Kristine Hanscom | Board Chair | 3 |
Officer
Director
|
$0 | $0 | $0 |
| Patricia Hayward Esq | Vice Chair Board | 1 |
Director
|
$0 | $0 | $0 |
| Mary Leupold | Secretary | 2 |
Officer
Director
|
$0 | $0 | $0 |
| Peter Macaulay | Board Member | 2 |
Officer
Director
|
$0 | $0 | $0 |
| Jeannette Blackler | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Jane Hayward | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Susan Dunn | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| David Baker | Board Member | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $1,683,649 | $1,225,258 | $34,452,132 | $458,391 |
| 2023 | $1,544,374 | $1,130,193 | $36,816,826 | $414,181 |
| 2022 | $1,215,069 | $1,078,188 | $38,265,467 | $136,881 |
| 2021 | $1,183,176 | $979,414 | $39,640,867 | $203,762 |
| 2020 | $1,113,321 | $994,843 | $37,529,076 | $118,478 |
| 2019 | $1,185,055 | $1,013,219 | $31,582,091 | $171,836 |
| 2018 | $1,114,546 | $901,860 | $31,207,586 | $212,686 |
Compare ALPHA CREDIT UNION with other nonprofits in Massachusetts and across the country.