SAUGUS FIREFIGHTERS RELIEF ASSOCIATION INC (EIN 046114701) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

DONALD BLANDINI

Phone

7819411170

Tax Period

2025-01-01 to 2025-12-31

SAUGUS FIREFIGHTERS RELIEF ASSOCIATION INC, founded in 1962, is a small nonprofit that reported $102K in total revenue in fiscal year 2025. Revenue decreased 11% compared to the prior year. Net assets of $520K represent 61 months of operating reserves.

Mission

THE PRIMARY PURPOSE THE SAUGUS FIREFIGHTERS RELIEF ASSOCIATION IS TO PROVIDE DEATH DISABILITY OR SICK BENEFITS TO ITS MEMBERS WHILE ALSO PROMOTING AWARENESS OF PUBLIC SAFETY ISSUES AND SUPPORT.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $89,041

Program Service Revenue $0

Investment Income $13,010

Other Revenue $0

TOTAL REVENUE $102,051

Expense Breakdown

Grants Paid $48,944

Salaries & Benefits $2,175

Fundraising Expenses $41,823

Program Expenses $49,200

Other Expenses $54,974

TOTAL EXPENSES $106,093

Year-over-Year Comparison

	2025	2024	Change
Revenue	$102,051	$114,282	-0.1%
Expenses	$106,093	$88,139	+0.2%
Net Income	$-4,042	$26,143	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$2,175

Total Directors

$2,175

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DONALD BLANDINI	SECRETARY TREASURER	4.0	Officer Director	$875	$0	$875
ANTHONY ARONE	PRESIDENT	1.0	Officer Director	$700	$0	$700
PAUL SULLIVAN	VICE PRESIDENT	1.0	Officer Director	$600	$0	$600
STEVEN MORANDO	TRUSTEE	1.0	Director	$0	$0	$0
JOSEPH PHELAN	TRUSTEE	1.0	Director	$0	$0	$0
RONALD RUSZKOWSKI	TRUSTEE	1.0	Director	$0	$0	$0
MICHAEL LEARY	VICE PRESIDENT	1.0	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$102,051	$106,093	$520,152	$-4,042
2024	$114,282	$88,139	$504,193	$26,143

SAUGUS FIREFIGHTERS RELIEF ASSOCIATION INC