International Assn of Firefighters… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

Stephen Chisholm

Phone

7817620080

Tax Period

2025-01-01 to 2025-12-31

International Assn of Firefighters-Local 1631, founded in 1966, is a small nonprofit that reported $187K in total revenue in fiscal year 2025. The organization ran a surplus of $30K, a strong 16% operating margin.

Mission

TO PROVIDE COLLECTIVE BARGAINING FOR THE FIREFIGHTERS IN THE TOWN OF NORWOOD, MA 02062

Program Service Accomplishments

Program 1

LIFE INSURANCE AND OTHER BENEFITS FOR APPROXIMATELY 60 FIREFIGHTERS FOR THE TOWN OF NORWOOD, MA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $193,158

Program Service Revenue $0

Investment Income $26

Other Revenue $-6,550

TOTAL REVENUE $186,634

Expense Breakdown

Grants Paid $12,763

Salaries & Benefits $0

Fundraising Expenses $1,998

Other Expenses $20,760

TOTAL EXPENSES $156,514

Year-over-Year Comparison

	2025	2024	Change
Revenue	$186,634	$173,223	+0.1%
Expenses	$156,514	$170,000	-0.1%
Net Income	$30,120	$3,223	+8.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jonathan Campisano	Executive Board	N/A	Director	$0	$0	$0
Kevin Morrissey	Executive Board	N/A	Director	$0	$0	$0
Timothy Raftery	Executive Board	N/A	Director	$0	$0	$0
Patrick Moloney	Executive Board	N/A	Director	$0	$0	$0
Paul Ronco	President	3.00	Officer	$0	$0	$0
Michael Chisholm	Vice President	3.00	Officer	$0	$0	$0
Dennis Mawn	Secretary	3.00	Officer	$0	$0	$0
Stephen Chisholm	Treasurer	3.00	Officer	$0	$0	$0
Joseph Mawn	Executive Board	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$186,634	$156,514	$141,092	$30,120
2024	No data	No data	No data	No data
2023	$176,030	$150,887	$107,749	$25,143
2022	$160,301	$164,363	$82,606	$-4,062
2018	$150,300	$120,558	$96,195	$29,742

International Assn of Firefighters-Local 1631