OSIA Charitable & Educational Trust (EIN 046190445) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

Marc DeLuca

Phone

6174895234

Tax Period

2024-01-01 to 2024-12-31

OSIA Charitable & Educational Trust, founded in 1973, is a micro nonprofit in the Philanthropy & Grantmaking sector that reported $67K in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $82K exceeded revenue, resulting in a 23% operating deficit.

Mission

The organization's principal activites are to provide assistance to members in need, support to various charitable organizations and academic scholarships enabling individuals to attend institutions for higher learning.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $37,649

Program Service Revenue $0

Investment Income $29,576

Other Revenue $0

TOTAL REVENUE $67,225

Expense Breakdown

Grants Paid $45,462

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $45,462

Other Expenses $37,034

TOTAL EXPENSES $82,496

Year-over-Year Comparison

	2024	2023	Change
Revenue	$67,225	$61,709	+0.1%
Expenses	$82,496	$106,600	-0.2%
Net Income	$-15,271	$-44,891	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
Marc DeLuca	Chair	Officer Director	$0	$0	$0
Tino DeGisi	Commissioner	Director	$0	$0	$0
Paul DiBona	Commissioner	Director	$0	$0	$0
Michael Forte	Commissioner	Director	$0	$0	$0
Elpidio Marini	Commissioner	Director	$0	$0	$0
Brian Patacchiola	Commissioner	Director	$0	$0	$0
Larry Pellegrini	Commissioner	Director	$0	$0	$0
Marisa Ranalli	Vice-President	Officer Director	$0	$0	$0
Rodolfo Viscomi	State President	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$67,225	$82,496	$567,115	$-15,271
2023	$61,709	$106,600	$585,385	$-44,891
2022	$7,008	$75,514	$609,978	$-68,506
2021	$119,878	$104,803	$707,656	$15,075
2020	$51,666	$68,588	$649,991	$-16,922
2019	$88,687	$114,857	$640,120	$-26,170
2018	$94,058	$95,874	$626,984	$-1,816

OSIA Charitable & Educational Trust