PONTIAC FREE LIBRARY ASSOCIATION (EIN 050265609) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

LINDA GILL

Phone

4018225498

Tax Period

2025-01-01 to 2025-12-31

PONTIAC FREE LIBRARY ASSOCIATION, founded in 2008, is a small nonprofit that reported $143K in total revenue in fiscal year 2025. Revenue surged 32% from the prior year, signaling strong growth momentum. Expenses of $137K left a modest 4% surplus.

Mission

THE ASSOCIATION OPERATES A FREE LIBRARY FOR PUBLIC USE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $140,271

Program Service Revenue $0

Investment Income $2,569

Other Revenue $0

TOTAL REVENUE $142,840

Expense Breakdown

Grants Paid $0

Salaries & Benefits $83,648

Fundraising Expenses $0

Program Expenses $67,601

Other Expenses $53,115

TOTAL EXPENSES $136,763

Year-over-Year Comparison

	2025	2024	Change
Revenue	$142,840	$108,530	+0.3%
Expenses	$136,763	$127,991	+0.1%
Net Income	$6,077	$-19,461	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$2,940

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CATHERINE SHARKEY	TREASURER	5.00	Officer	$2,400	$0	$2,400
DONNA VOSE	SECRETARY	5.00	Officer	$540	$0	$540
BARBARA ANGELONE	DIRECTOR	1.00	Director	$0	$0	$0
KINGA BAJER	DIRECTOR	1.00	Director	$0	$0	$0
SUE CARESSIMO	DIRECTOR	1.00	Director	$0	$0	$0
LINDA GILL	CO-CHAIRMAN	5.00	Officer	$0	$0	$0
VICTORIA HITTINGER	CO-CHAIRMAN	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$142,840	$136,763	$872,510	$6,077
2024	$108,530	$127,991	$866,427	$-19,461
2023	$122,216	$129,517	$885,888	$-7,301
2022	$149,653	$125,551	$893,189	$24,102
2021	$166,523	$119,584	$869,087	$46,939
2020	$146,198	$114,850	$822,148	$31,348
2019	$95,607	$121,906	$790,800	$-26,299
2018	$198,992	$118,926	$817,099	$80,066

PONTIAC FREE LIBRARY ASSOCIATION