CUMBERLAND, RI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)HABITAT FOR HUMANITY OF WEST BAY AND NORTHERN RHODE ISLAND INC, founded in 1996, is a small nonprofit that reported $328K in total revenue in fiscal year 2024. Revenue fell 53% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $198K, a strong 60% operating margin.
OUR MISSION IS TO REDUCE SUBSTANDARD HOUSING BY PROVIDING AFFORDABLE HOUSING THROUGH PARTNERSHIP WITH PEOPLE IN NEED. WE ARE SUCCESSFUL WHEN LIVES ARE TRANSFORMED AND WHEN POSITIVE AND LASTING SOCIAL, ECONOMIC, AND SPIRITUAL CHANGE IS PROMOTED WITHIN A COMMUNITY.
CONSTRUCTION, SALE & FINANCING OF AFFORDABLE HOMES FOR QUALIFIED FAMILES.
LONG-TERM LAND LEASE FEES FROM HOMEOWNERS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $328,426 | $695,976 | -0.5% |
| Expenses | $130,742 | $578,808 | -0.8% |
| Net Income | $197,684 | $117,168 | +0.7% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| RICHARD MASNYK | PRESIDENT | 8.00 |
Officer
Director
|
$0 | $0 | $0 |
| GEORGE GIFFORD | VICE PRESIDENT | 8.00 |
Officer
Director
|
$0 | $0 | $0 |
| DEBRA STACEY | SECRETARY | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| CHRISTOPHER SPAGNOLE | TREASURER | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| LOUISE CARRIERE | BOARD MEMBER | 6.00 |
Director
|
$0 | $0 | $0 |
| EARL MARSH | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| DAMON ARPIN | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| GARY LEFRANCOIS | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| CLAUDIA ROCHA | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| CRYSTAL RAVIELE | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| NATHAN GREEN | BOARD MEMBER | 5.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $328,426 | $130,742 | $2,247,262 | $197,684 |
| 2024 | $695,976 | $578,808 | $2,029,711 | $117,168 |
| 2023 | $194,179 | $91,161 | $1,895,506 | $103,018 |
| 2022 | $462,544 | $180,857 | $1,762,399 | $281,687 |
| 2021 | $155,204 | $66,044 | $1,504,728 | $89,160 |
| 2020 | $394,393 | $267,621 | $1,592,260 | $126,772 |
| 2019 | $81,668 | $66,526 | $1,457,699 | $15,142 |
Compare HABITAT FOR HUMANITY OF WEST BAY AND NORTHERN RHODE ISLAND INC with other nonprofits in Rhode Island and across the country.