410 S MAIN ST TITLE HOLDING CO INC

EIN: 050474989

PROVIDENCE, RI

Total Revenue
$411,028
Total Expenses
$430,402
Total Assets
$2,888,696
Net Assets
$2,635,959
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1993
Legal Domicile
RI
Phone
4014217800
Tax Period
2024-01-01 to 2024-12-31

410 S MAIN ST TITLE HOLDING CO INC, founded in 1993, is a small nonprofit that reported $411K in total revenue in fiscal year 2024. Net assets of $2.6M represent 77 months of operating reserves.

Mission

REAL ESTATE TITLE HOLDING CO FOR TWO EXEMPT PARENT ORGANIZATIONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $407,983
Investment Income $3,045
Other Revenue $0
TOTAL REVENUE $411,028

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $430,402
TOTAL EXPENSES $430,402

Year-over-Year Comparison

2024 2023 Change
Revenue $411,028 $424,408 0.0%
Expenses $430,402 $525,099 -0.2%
Net Income $-19,374 $-100,691 -0.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
4
Independent Members
4
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
4
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DONATO A BIANCOJR Trustee 1.00
Director
$0 $0 $0
CHRISTOPHER A SABITONI Trustee 1.00
Director
$0 $0 $0
DAVID RAMPONE Trustee 0.50
Director
$0 $0 $0
RODNEY FRIAS Trustee 0.50
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $411,028 $430,402 $2,888,696 $-19,374
2023 $424,408 $525,099 $2,384,119 $-100,691
2022 $386,403 $467,873 $2,483,731 $-81,470
2021 $367,069 $437,372 $2,561,042 $-70,303
2020 $391,107 $439,323 $2,934,290 $-48,216
2019 $394,309 $439,494 $2,976,952 $-45,185
2018 $412,509 $431,458 $3,011,381 $-18,949
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