GEMINI HOUSING CORPORATION (EIN 050520256) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

CHERISE MILLER

Phone

4019490270

Tax Period

2025-01-01 to 2025-12-31

GEMINI HOUSING CORPORATION, founded in 2003, is a small nonprofit in the Housing & Shelter sector that reported $352K in total revenue in fiscal year 2025. Revenue surged 550% from the prior year, signaling strong growth momentum. The organization ran a surplus of $337K, a strong 96% operating margin.

Mission

PROVIDE OWN, OPERATE, AND MANAGE HOUSING FOR LOW INCOME AND ELDERLY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $250,000

Program Service Revenue $9,146

Investment Income $1,227

Other Revenue $91,645

TOTAL REVENUE $352,018

Expense Breakdown

Grants Paid $0

Salaries & Benefits $9,324

Fundraising Expenses $0

Program Expenses $13,263

Other Expenses $5,717

TOTAL EXPENSES $15,041

Year-over-Year Comparison

	2025	2024	Change
Revenue	$352,018	$54,142	+5.5%
Expenses	$15,041	$29,531	-0.5%
Net Income	$336,977	$24,611	+12.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$6,956

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSEPH TUDINO	DIRECTOR	0.00	Director	$0	$0	$0
PAUL CAVANAUGH	DIRECTOR	0.00	Director	$0	$0	$0
JOAN PENSWICK	DIRECTOR	0.00	Director	$0	$0	$0
BARBARA BOWRY	DIRECTOR	0.00	Director	$0	$0	$0
CHERISE MILLER	DIRECTOR	10.00	Director	$6,956	$0	$6,956
KATHLEEN GERLACH	DIRECTOR	0.00	Director	$0	$0	$0
PAUL DUMOUCHEL	PRESIDENT	0.00	Officer	$0	$0	$0
CLAUDETTE KULIGOWSKI	SECRETARY	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$352,018	$15,041	$1,862,386	$336,977
2024	$54,142	$29,531	$330,366	$24,611
2023	$26,191	$68,425	$300,302	$-42,234
2022	$22,880	$32,586	$147,993	$-9,706
2021	$263,720	$65,195	$231,202	$198,525
2020	$19,747	$35,526	$44,125	$-15,779
2019	$33,583	$45,003	$39,194	$-11,420
2018	$18,408	$36,089	$48,936	$-17,681

GEMINI HOUSING CORPORATION