MIDDLESEX COUNTY CHAMBER OF COMMERCE INC

EIN: 060452410

MIDDLETOWN, CT

Total Revenue
$1,760,920
Total Expenses
$1,488,312
Total Assets
$2,137,445
Net Assets
$1,642,805
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1895
Legal Domicile
CT
Principal Officer
JOHANNA BOND
Phone
8603476924
Tax Period
2024-07-01 to 2025-06-30

MIDDLESEX COUNTY CHAMBER OF COMMERCE INC, founded in 1895, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2024. Revenue grew 20% year-over-year, indicating healthy expansion. The organization ran a surplus of $273K, a strong 15% operating margin.

Mission

TO PROVIDE OPPORTUNITIES FOR THE ENHANCEMENT OF BUSINESS RELATIONSHIPS IN MIDDLESEX COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $761,864
Program Service Revenue $971,425
Investment Income $19,712
Other Revenue $7,919
TOTAL REVENUE $1,760,920

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,030,335
Fundraising Expenses $0
Other Expenses $457,977
TOTAL EXPENSES $1,488,312

Year-over-Year Comparison

2024 2023 Change
Revenue $1,760,920 $1,467,500 +0.2%
Expenses $1,488,312 $1,385,585 +0.1%
Net Income $272,608 $81,915 +2.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
108
Independent Members
107
Employees
15
Volunteers
350

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$316,773
Total Directors
109
$316,773
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
SEAN HAYES PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
RODNEY BITGOOD CHAIRMAN 1.00
Officer Director
$0 $0 $0
PAMELA STEELE 1ST VICE CHAIR 1.00
Director
$0 $0 $0
KELLY SMITH SECRETARY 1.00
Officer Director
$0 $0 $0
RICK MORIN TREASURER 1.00
Officer Director
$0 $0 $0
TERESA OPALACZ ASSISTANT TREASURER 1.00
Officer Director
$0 $0 $0
KRISTEN ROBERTS DIRECTOR 1.00
Director
$0 $0 $0
TIMOTHY ARBORIO DIRECTOR 1.00
Director
$0 $0 $0
DIANE ARNOLD DIRECTOR 1.00
Director
$0 $0 $0
ANTHONY ASSANTE DIRECTOR 1.00
Director
$0 $0 $0
MIKE BENNETT DIRECTOR 1.00
Director
$0 $0 $0
JENNIFER BILLINGSLEY DIRECTOR 1.00
Director
$0 $0 $0
JEFFREY BREWER DIRECTOR 1.00
Director
$0 $0 $0
DARLENE BRIGGS DIRECTOR 1.00
Director
$0 $0 $0
SCOTT BROWN DIRECTOR 1.00
Director
$0 $0 $0
HARRY BURR DIRECTOR 1.00
Director
$0 $0 $0
CHRISTOPHER BURT DIRECTOR 1.00
Director
$0 $0 $0
MEGAN BUSH DIRECTOR 1.00
Director
$0 $0 $0
THOMAS BYRNE DIRECTOR 1.00
Director
$0 $0 $0
PHIL CACCIOLA DIRECTOR 1.00
Director
$0 $0 $0
PETER CALLAN DIRECTOR 1.00
Director
$0 $0 $0
JIM CAMA DIRECTOR 1.00
Director
$0 $0 $0
VINCENT CAPECE DIRECTOR 1.00
Director
$0 $0 $0
CARRIE CARELLA DIRECTOR 1.00
Director
$0 $0 $0
RICHARD CARELLA DIRECTOR 1.00
Director
$0 $0 $0
ALISON CAREY-LYNCH DIRECTOR 1.00
Director
$0 $0 $0
JULIET CAVANAUGH DIRECTOR 1.00
Director
$0 $0 $0
JUDY CECCHINI DIRECTOR 1.00
Director
$0 $0 $0
TOM CLARK DIRECTOR 1.00
Director
$0 $0 $0
CYNTHIA CLEGG DIRECTOR 1.00
Director
$0 $0 $0
PHIL COCCHIOLA DIRECTOR 1.00
Director
$0 $0 $0
WILLIAM CORVO DIRECTOR 1.00
Director
$0 $0 $0
JIM COUGHLIN DIRECTOR 1.00
Director
$0 $0 $0
NANCY CURRLIN DIRECTOR 1.00
Director
$0 $0 $0
TOM DANYLIW DIRECTOR 1.00
Director
$0 $0 $0
TREVOR DAVIS DIRECTOR 1.00
Director
$0 $0 $0
DOMINICK DEMARTINO DIRECTOR 1.00
Director
$0 $0 $0
DON DEVIVO DIRECTOR 1.00
Director
$0 $0 $0
CHRIS DIBBLE DIRECTOR 1.00
Director
$0 $0 $0
CHRIS DIMOU DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL DIPIRO DIRECTOR 1.00
Director
$0 $0 $0
TODD DIRECTOR DIRECTOR 1.00
Director
$0 $0 $0
CATHERINE EGAN DIRECTOR 1.00
Director
$0 $0 $0
KEITH FARINA DIRECTOR 1.00
Director
$0 $0 $0
ANDREA FASSLER DIRECTOR 1.00
Director
$0 $0 $0
LORI FAZIO DIRECTOR 1.00
Director
$0 $0 $0
DANTE FAZZINA DIRECTOR 1.00
Director
$0 $0 $0
DANIEL FINN DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL FLEISHMANN DIRECTOR 1.00
Director
$0 $0 $0
BRIAN FLOOD DIRECTOR 1.00
Director
$0 $0 $0
THOMAS FORD DIRECTOR 1.00
Director
$0 $0 $0
LORI FRAZIER DIRECTOR 1.00
Director
$0 $0 $0
ROBERT FUSARI DIRECTOR 1.00
Director
$0 $0 $0
CAROLINE GERVAIS DIRECTOR 1.00
Director
$0 $0 $0
SANTINA GIULIANO DIRECTOR 1.00
Director
$0 $0 $0
DAVID GLIDDEN DIRECTOR 1.00
Director
$0 $0 $0
STEVE GORSS DIRECTOR 1.00
Director
$0 $0 $0
CINDI HAIRE DIRECTOR 1.00
Director
$0 $0 $0
DENNIS HANCOCK DIRECTOR 1.00
Director
$0 $0 $0
WILLIAM HOWARD DIRECTOR 1.00
Director
$0 $0 $0
JEN HUDDLESTON DIRECTOR 1.00
Director
$0 $0 $0
DEBBIE HUSCHER DIRECTOR 1.00
Director
$0 $0 $0
LAKISHA HYATT DIRECTOR 1.00
Director
$0 $0 $0
JAMES JACKSON DIRECTOR 1.00
Director
$0 $0 $0
FAITH JACKSON DIRECTOR 1.00
Director
$0 $0 $0
GEOFFREY JACOBSON DIRECTOR 1.00
Director
$0 $0 $0
KEVIN KENNY DIRECTOR 1.00
Director
$0 $0 $0
KIMBERLY KANN DIRECTOR 1.00
Director
$0 $0 $0
DARLENE KISH DIRECTOR 1.00
Director
$0 $0 $0
MARY ELLEN KLINCK DIRECTOR 1.00
Director
$0 $0 $0
LINDA KOWALSI DIRECTOR 1.00
Director
$0 $0 $0
BRIAN KRONENBERGER DIRECTOR 1.00
Director
$0 $0 $0
PAUL LAMONICA DIRECTOR 1.00
Director
$0 $0 $0
IRENE MAKIARIS DIRECTOR 1.00
Director
$0 $0 $0
LARRY MARINO DIRECTOR 1.00
Director
$0 $0 $0
DEAN MARKHAM DIRECTOR 1.00
Director
$0 $0 $0
PAUL MAYER DIRECTOR 1.00
Director
$0 $0 $0
SONNY MEHTA DIRECTOR 1.00
Director
$0 $0 $0
JESSE MEJIA DIRECTOR 1.00
Director
$0 $0 $0
STEVEN MINKLER DIRECTOR 1.00
Director
$0 $0 $0
TIM MYJAK DIRECTOR 1.00
Director
$0 $0 $0
NORMAN NEEDLEMAN DIRECTOR 1.00
Director
$0 $0 $0
NANCY NESBITT DIRECTOR 1.00
Director
$0 $0 $0
MONICA OBREBSKI DIRECTOR 1.00
Director
$0 $0 $0
RICHARD PARMELEE DIRECTOR 1.00
Director
$0 $0 $0
CRAIG PATLA DIRECTOR 1.00
Director
$0 $0 $0
MARY ANN PERROTTI DIRECTOR 1.00
Director
$0 $0 $0
BOB PETZOLD DIRECTOR 1.00
Director
$0 $0 $0
PAUL PIZZO DIRECTOR 1.00
Director
$0 $0 $0
JAY POLKE DIRECTOR 1.00
Director
$0 $0 $0
KRISTEN ROBERTS DIRECTOR 1.00
Director
$0 $0 $0
RICK ROTH DIRECTOR 1.00
Director
$0 $0 $0
MICHELE RULNICK DIRECTOR 1.00
Director
$0 $0 $0
ANTHONY SALVAORE DIRECTOR 1.00
Director
$0 $0 $0
CARA SCIANNA DIRECTOR 1.00
Director
$0 $0 $0
SARAH SHAPIRO DIRECTOR 1.00
Director
$0 $0 $0
BOB SHULMAN DIRECTOR 1.00
Director
$0 $0 $0
ART SIMONIAN DIRECTOR 1.00
Director
$0 $0 $0
SHAWONDA SWAIN DIRECTOR 1.00
Director
$0 $0 $0
ANDREW TANAKA DIRECTOR 1.00
Director
$0 $0 $0
KELLY THERRIEN DIRECTOR 1.00
Director
$0 $0 $0
LAURIE TOMLINSON DIRECTOR 1.00
Director
$0 $0 $0
PAUL TRUGLIO DIRECTOR 1.00
Director
$0 $0 $0
MAUREEN WESTBROOK DIRECTOR 1.00
Director
$0 $0 $0
MERI WICK DIRECTOR 1.00
Director
$0 $0 $0
KEITH WEIMERT DIRECTOR 1.00
Director
$0 $0 $0
KERRY WOOD DIRECTOR 1.00
Director
$0 $0 $0
STEVE CISKOWSKI CONTROLLER 37.50
Officer Director
$79,010 $3,367 $82,377
JOHANNA BOND PRESIDENT 37.50
Officer Director
$214,201 $20,195 $234,396
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,760,920 $1,488,312 $2,137,445 $272,608
2024 $1,467,500 $1,385,585 $1,791,953 $81,915
2023 $1,490,097 $1,444,291 $1,720,262 $45,806
2022 $1,539,910 $1,384,387 $1,936,893 $155,523
2021 $1,415,951 $1,217,239 $1,846,895 $198,712
2020 $1,493,766 $1,413,908 $1,385,447 $79,858
2019 $1,532,878 $1,395,019 $1,374,178 $137,859
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