RIDGEFIELD THRIFT SHOP INC (EIN 060643072) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

JANE CHOPOURIAN

Phone

2034383328

Tax Period

2024-05-01 to 2025-04-30

RIDGEFIELD THRIFT SHOP INC, founded in 1938, is a community nonprofit in the Human Services sector that reported $1.2M in total revenue in fiscal year 2024. Expenses of $1.1M left a modest 9% surplus.

Mission

TO SUPPORT OTHER LOCAL 501(C)(3) ORGANIZATIONS THROUGH RECYCLING, RE-PURPOSING, AND RESELLING GENEROUSLY DONATED GOODS. PROCEEDS FROM SALES IN EXCESS OF OPERATING EXPENSES AND ADDITIONS TO RESERVE FUNDS ARE DISTRIBUTED TO LOCAL CHARITABLE ORGANIZATIONS FOR OPERATING SUPPORT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,028

Program Service Revenue $1,161,570

Investment Income $58,094

Other Revenue $0

TOTAL REVENUE $1,221,692

Expense Breakdown

Grants Paid $824,141

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,087,129

Other Expenses $292,978

TOTAL EXPENSES $1,117,119

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,221,692	$1,207,960	+0.0%
Expenses	$1,117,119	$1,525,597	-0.3%
Net Income	$104,573	$-317,637	-1.3%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

105

Independent Members

105

Employees

N/A

Volunteers

105

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTEN HOBAN	BOARD MEMBER	20.00	Director	$0	$0	$0
DEBBIE WEATON	BOARD MEMBER	20.00	Director	$0	$0	$0
KRISTEN HOBAN	BOARD MEMBER	20.00	Director	$0	$0	$0
JANE DAROLD	BOARD MEMBER	30.00	Director	$0	$0	$0
BETSY PAMBIANCHI	BOARD MEMBER	20.00	Director	$0	$0	$0
SARAH TANNER	PRESIDENT	30.00	Officer	$0	$0	$0
CAROLE CLARK	SECRETARY	10.00	Officer	$0	$0	$0
JANE CHOPOURIAN	TREASURER	30.00	Officer	$0	$0	$0
BARBARA HILLERY	VICE PRESIDENT	20.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,221,692	$1,117,119	$1,356,024	$104,573
2024	$1,207,960	$1,525,597	$1,250,162	$-317,637
2023	$1,121,688	$371,475	$1,562,521	$750,213
2022	$908,350	$698,669	$812,308	$209,681
2021	$418,268	$465,798	$602,494	$-47,530
2020	$1,064,104	$1,005,420	$650,024	$58,684
2019	$893,777	$724,398	$596,030	$169,379

RIDGEFIELD THRIFT SHOP INC