UNITED WAY OF GREENWICH INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1933

Legal Domicile

Principal Officer

DAVID RABIN

Phone

2038692221

Tax Period

2024-07-01 to 2025-06-30

UNITED WAY OF GREENWICH INC, founded in 1933, is a community nonprofit that reported $2.8M in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. The organization ran a surplus of $573K, a strong 21% operating margin.

Mission

THE GREENWICH UNITED WAY IDENTIFIES UNMET LOCAL HEALTH, EDUCATIONAL AND SELF-SUFFICIENCY NEEDS, RAISES AWARENESS AND SUPPORT, AND WORKS COLLABORATIVELY WITH COMMUNITY PARTNERS TO INITIATE SOLUTIONS AND IMPLEMENT PROGRAMS THAT HAVE A LASTING AND POSITIVE IMPACT.

Program Service Accomplishments

Program 1

Expenses: $803,018 Revenue: $0

COMMUNITY INVESTMENT PROCESS - DURING THE YEAR ENDING JUNE 30, 2025, THE GREENWICH UNITED WAY'S COMMUNITY INVESTMENT PROCESS GRANTED $803,018. THESE GRANTS WERE DISTRIBUTED TO 25 NON-PROFIT...

COMMUNITY INVESTMENT PROCESS - DURING THE YEAR ENDING JUNE 30, 2025, THE GREENWICH UNITED WAY'S COMMUNITY INVESTMENT PROCESS GRANTED $803,018. THESE GRANTS WERE DISTRIBUTED TO 25 NON-PROFIT ORGANIZATIONS PROVIDING ESSENTIAL SERVICES TO THE GREENWICH COMMUNITY. THE LEVEL OF INVESTMENT IN EACH PROGRAM, WITH THE EXCEPTION OF THOSE FUNDS DIRECTED BY DONORS CALLED DONOR-DESIGNATED FUNDS, IS RECOMMENDED BY LOCAL VOLUNTEERS TO THE GRANTS COMMITTEE OF THE GREENWICH UNITED WAY BOARD OF DIRECTORS. THROUGH OUR COMMUNITY INVESTMENT PROCESS, PRIOR TO SUCH RECOMMENDATIONS, THESE VOLUNTEERS REVIEW INFORMATION ON THE COMMUNITY'S MOST PRESSING NEEDS, VISIT PROGRAM SITES, AND EXAMINE FUNDING APPLICATIONS AND FINANCIAL DOCUMENTATION. AFTER CONSIDERING SUCH FEEDBACK AND RECOMMENDATIONS, PROPOSED FUNDING LEVELS ARE THEN DETERMINED BY THE GRANTS COMMITTEE AND VOTED ON FOR APPROVAL BY THE BOARD OF DIRECTORS. AS A RESULT OF THIS PROCESS, THIS YEAR'S PROGRAM INVESTMENTS WERE DISTRIBUTED AS FOLLOWS: SERVICES THAT STRENGTHEN EARLY CHILDHOOD DEVELOPMENT AND ADDRESS THE ACHIEVEMENT GAP INCLUDE: FULL DAY CHILDCARE, AFTER-SCHOOL CARE, MENTAL HEALTH COUNSELING, PARENTING ASSISTANCE AND SUPPORT, AND OTHER DEVELOPMENTAL PROGRAMS FOR CHILDREN. SERVICES THAT SUPPORT MENTAL HEALTH FOR CHILDREN AND FAMILIES AND THOSE BATTLING SUBSTANCE ABUSE INCLUDE: IMMEDIATE ASSISTANCE FOR PEOPLE (INCLUDING CHILDREN AND TEENS) DEALING WITH VIOLENCE OR ABUSE, MENTAL OR EMOTIONAL CRISIS. SERVICES THAT ASSIST INDIVIDUALS STRIVING FOR SELF-SUFFICIENCY INCLUDE: FOOD FOR THE HUNGRY, SHELTER FOR THE HOMELESS, SUPPORT FOR PEOPLE WITH MENTAL, DEVELOPMENTAL OR PHYSICAL CHALLENGES, JOB TRAINING AND SUPPORT, CLASSES IN ADULT LITERACY AND CONVERSATIONAL ENGLISH, FINANCIAL AND HOUSING ASSISTANCE AND COMPREHENSIVE SUPPORT FOR UNDERREPRESENTED POPULATIONS. DONOR-DESIGNATED FUNDS ARE THOSE CONTRIBUTIONS DIRECTED TO SPECIFIC AGENCIES OR PROGRAMS AT THE REQUEST OF THE CONTRIBUTOR. 100% OF THESE DESIGNATED CONTRIBUTIONS ARE DISTRIBUTED BASED ON THE EXPRESSED INSTRUCTIONS OF THE DONOR.

Program 2

Expenses: $551,064 Revenue: $0

INCREASE IN PROVISION FOR UNCOLLECTIBLE PROMISES 84,004.

Program 3

Expenses: $227,378 Revenue: $0

EARLY CHILDHOOD ACHIEVEMENT GAP SOLUTIONS (ECAGS) - LAUNCHED IN MAY 2018, THE EARLY CHILDHOOD ACHIEVEMENT GAP SOLUTIONS (ECAGS) IS A DATA-DRIVEN AND RESEARCH-BASED PROGRAM DEVELOPED TO NARROW THE...

EARLY CHILDHOOD ACHIEVEMENT GAP SOLUTIONS (ECAGS) - LAUNCHED IN MAY 2018, THE EARLY CHILDHOOD ACHIEVEMENT GAP SOLUTIONS (ECAGS) IS A DATA-DRIVEN AND RESEARCH-BASED PROGRAM DEVELOPED TO NARROW THE ACHIEVEMENT GAP IN GREENWICH, AMONGST AT-RISK CHILDREN. THE PROGRAM IS AIDED BY OUR IMPACT PARTNERS: GREENWICH PUBLIC SCHOOLS (GPS), CHILDREN'S DAY SCHOOL AND GRACE DAYCARE & LEARNING CENTER, SERVING A LARGE PERCENTAGE OF LOW-INCOME CHILDREN, AGES 3-5. ECAGS UTILIZES ONSITE INSTRUCTIONAL COACHING AS ONGOING PROFESSIONAL DEVELOPMENT AND CURRICULUM SUPPORT ALIGNED WITH CT EARLY LEARNING STANDARDS. GPS DATA SHOWS STUDENTS FROM LOW-INCOME FAMILIES AND FOR WHOM ENGLISH IS A SECOND LANGUAGE PERFORM SIGNIFICANTLY LOWER THAN THEIR PEERS ON STANDARDIZED READING AND MATH TESTS. RESEARCH SHOWS THAT AN ENHANCED PRE-SCHOOL PROGRAM CAN NARROW THE ACHIEVEMENT GAP. TO TRACK THE RESULTS OF THIS PROGRAM, THE GREENWICH UNITED WAY HAS ENTERED INTO AN AGREEMENT WITH GPS TO SHARE DATA AND RESOURCES TO ENSURE PROGRAM SUCCESS. AS WE HAVE BEEN DOING SINCE 1933, THE GREENWICH UNITED WAY HAS IDENTIFIED A NEED AND ASSEMBLED THE BEST QUALIFIED COMMUNITY PARTNERS TO ADDRESS THIS NEED: IN THIS CASE, NARROWING THE ACHIEVEMENT GAP IN THE COMMUNITY. SINCE PROGRAM INCEPTION, GPS ANNUAL DATA, FROM THEIR "ANNUAL PRESCHOOL BASELINE DATA ANALYSIS", HAS SHOWN THAT ECAGS STUDENTS HAVE AN AVERAGE KINDERGARTEN ENTRANCE INVENTORY ASSESSMENT SCORE THAT IS EQUAL TO OR HIGHER THAN THEIR NON-ECAGS PEERS IN THE HIGH NEEDS AND FREE & REDUCED LUNCH QUALIFYING COHORTS. ECAGS STUDENTS SCORE EVENLY WITH THEIR NON-ECAGS PEERS WHEN ENTERING GPS. THE "PARENTS AS TEACHERS" IN-HOME VISITATION PROGRAM FOR HIGH-RISK CHILDREN AGED 0 TO 3 IN GREENWICH WAS SUCCESSFULLY TRANSITIONED TO A PARTNER AGENCY AT THE END OF THE FISCAL YEAR ENDING JUNE 30, 2024. THE TOTAL EXPENSES RELATED TO ECAGS WERE $227,208.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,402,228

Program Service Revenue $0

Investment Income $463,606

Other Revenue $-77,359

TOTAL REVENUE $2,788,475

Expense Breakdown

Grants Paid $803,018

Salaries & Benefits $871,770

Fundraising Expenses $172,607

Program Expenses $1,694,630

Other Expenses $540,824

TOTAL EXPENSES $2,215,612

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,788,475	$2,580,030	+0.1%
Expenses	$2,215,612	$2,558,471	-0.1%
Net Income	$572,863	$21,559	+25.6%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

425

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$224,638

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NICOLE KWASNIEWSKI	CHAIR OF THE BOARD	2.00	Officer Director	$0	$0	$0
CLARENA MCBETH	VICE CHAIR OF COMMUNITY IMPACT	1.00	Officer Director	$0	$0	$0
KARIN MCSHANE	VICE CHAIR OF FUND DEVELOPMENT	1.00	Officer Director	$0	$0	$0
JP MUIR	VICE CHAIR OF BOARD AFFAIRS	2.00	Officer Director	$0	$0	$0
DEBRA HESS	VICE CHAIR OF FINANCE	2.00	Officer Director	$0	$0	$0
PAMELA FORNERO	SECRETARY	1.00	Officer Director	$0	$0	$0
SHARI ASER	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINA BLILEY	DIRECTOR	1.00	Director	$0	$0	$0
AMBER BOISSONNEAULT	DIRECTOR	1.00	Director	$0	$0	$0
ALEXIA BRUE	DIRECTOR	1.00	Director	$0	$0	$0
JEFFREY COVIELLO	DIRECTOR	2.00	Director	$0	$0	$0
GIA BURTON	DIRECTOR	1.00	Director	$0	$0	$0
TIMOTHY DRINKALL	DIRECTOR	1.00	Director	$0	$0	$0
KRISTEN FORLINI	DIRECTOR	1.00	Director	$0	$0	$0
KYSA FREDRICKSON	DIRECTOR	1.00	Director	$0	$0	$0
CAREY GIANNETTI	DIRECTOR	1.00	Director	$0	$0	$0
ALYSSA KELESHIAN	DIRECTOR	1.00	Director	$0	$0	$0
PATRICK KERNEY	DIRECTOR	1.00	Director	$0	$0	$0
EMILY KUNSCHNER	DIRECTOR	1.00	Director	$0	$0	$0
JOHN MAUS	DIRECTOR	1.00	Director	$0	$0	$0
SEAN MCMURTRY	DIRECTOR	1.00	Director	$0	$0	$0
ANTONIO MIRANDA	DIRECTOR	1.00	Director	$0	$0	$0
KEREN NELSON	DIRECTOR	1.00	Director	$0	$0	$0
DOUG NIEMAN	DIRECTOR	1.00	Director	$0	$0	$0
KATIE NOGAKI	DIRECTOR	1.00	Director	$0	$0	$0
ANUJ PATEL	DIRECTOR, THRU NOV 2024	1.00	Director	$0	$0	$0
SABRINA PRAY FORSYTHE	DIRECTOR	1.00	Director	$0	$0	$0
KATE SEELYE RATHJEN	DIRECTOR	1.00	Director	$0	$0	$0
KIRSTEN RIEMER	DIRECTOR	1.00	Director	$0	$0	$0
JULIA SIMMONS	DIRECTOR	1.00	Director	$0	$0	$0
EMILY WOLOWITZ	DIRECTOR	1.00	Director	$0	$0	$0
DAVID RABIN	CEO	40.00	Officer	$211,923	$12,715	$224,638
JEREMY NAPPI	VP OF FUND DEV. & OPERATIONS	40.00	Highest	$125,369	$7,522	$132,891
ROBERT MOORE	VICE PRESIDENT OF COMMUNITY IMPACT	40.00	Highest	$104,707	$4,188	$108,895

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,788,475	$2,215,612	$5,773,798	$572,863
2024	$2,580,030	$2,558,471	$5,347,547	$21,559
2023	$2,715,651	$3,287,959	$5,172,711	$-572,308
2022	$1,984,608	$2,027,539	$5,093,394	$-42,931
2021	$2,909,376	$2,446,194	$5,790,742	$463,182
2020	$2,780,411	$2,660,390	$5,220,145	$120,021
2019	$2,108,655	$2,078,536	$4,765,336	$30,119
2018	$2,671,925	$1,870,142	$4,680,884	$801,783