WALLINGFORD CHAMBER OF COMMERCE (EIN 060684642) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

GARRETT SHEEHAN

Phone

2032699891

Tax Period

2023-03-01 to 2024-02-29

WALLINGFORD CHAMBER OF COMMERCE, founded in 1943, is a small nonprofit that reported $353K in total revenue in fiscal year 2023.

Mission

CHAMBER OF COMMERCE THAT SERVICES BUSINESSES THROUGHOUT THE NORTH HAVEN AND WALLINGFORD CONNECTICUT AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $325,410

Program Service Revenue $0

Investment Income $0

Other Revenue $27,288

TOTAL REVENUE $352,698

Expense Breakdown

Grants Paid $0

Salaries & Benefits $211,680

Fundraising Expenses $0

Program Expenses $171,101

Other Expenses $130,526

TOTAL EXPENSES $342,206

Year-over-Year Comparison

	2023	2022	Change
Revenue	$352,698	$360,815	0.0%
Expenses	$342,206	$336,900	+0.0%
Net Income	$10,492	$23,915	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTIE DAMMLING	SECRETARY	1.00	Officer Director	$0	$0	$0
TIM KEOGH	REP AT LARGE	1.00	Director	$0	$0	$0
TARA KNAPP	CHAIRPERSON	1.00	Officer Director	$0	$0	$0
ANGEL CYR	DIRECTOR	1.00	Director	$0	$0	$0
KAREN DELVECCHIO	DIRECTOR	1.00	Director	$0	$0	$0
SHERRI HELGET	REP AT LARGE	1.00	Director	$0	$0	$0
NICHOLAS LOMBARDI	DIRECTOR	1.00	Director	$0	$0	$0
DOMINIC SCARANO	TREASURER	1.00	Officer Director	$0	$0	$0
JOHN MEZZANOTTE	LEGAL COUNSEL	1.00	Officer Director	$0	$0	$0
TOM CURTIN	PAST CHAIRPERSON	1.00	Director	$0	$0	$0
FRANK DICRISTINA	PAST CHAIRPERSON	1.00	Director	$0	$0	$0
LINZI BELL	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW METZGER	DIRECTOR	1.00	Director	$0	$0	$0
BRITTANY BARBARO	DIRECTOR	1.00	Director	$0	$0	$0
DAVE RODRIGUEZ	DIRECTOR	1.00	Director	$0	$0	$0
EVELYN ROSSETTI-RYAN	VICE CHAIRPERSON	1.00	Officer Director	$0	$0	$0
SHANNON DUNCANSON	DIRECTOR	1.00	Director	$0	$0	$0
AUDREY GROVE	DIRECTOR	1.00	Director	$0	$0	$0
RICH LOPRESTI	DIRECTOR	1.00	Director	$0	$0	$0
TIM RYAN	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN WICKS	DIRECTOR	1.00	Director	$0	$0	$0
DUNDEE BENSON	DIRECTOR	1.00	Director	$0	$0	$0
MATT BURGE	DIRECTOR	1.00	Director	$0	$0	$0
CARLOS COLLAZO	DIRECTOR	1.00	Director	$0	$0	$0
LILA CARNEY	DIRECTOR	1.00	Director	$0	$0	$0
LUCIANO HAVEN	DIRECTOR	1.00	Director	$0	$0	$0
WESTON ULBRICH	DIRECTOR	1.00	Director	$0	$0	$0
PAUL MAYER	PAST CHAIRPERSON	1.00	Director	$0	$0	$0
KEVIN O'ROURKE	PAST CHAIRPERSON	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$352,698	$342,206	$335,206	$10,492
2023	$360,815	$336,900	$345,363	$23,915
2022	$331,681	$304,342	$321,833	$27,339
2021	$241,808	$244,645	$244,095	$-2,837
2020	$303,168	$295,965	$312,582	$7,203
2019	$302,982	$305,126	$231,537	$-2,144
2018	$293,239	$303,372	$266,273	$-10,133

WALLINGFORD CHAMBER OF COMMERCE