RIDGE TOP CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1958

Legal Domicile

Principal Officer

GARY MARTIN

Phone

6104165193

Tax Period

2024-10-01 to 2025-09-30

RIDGE TOP CLUB INC, founded in 1958, is a small nonprofit that reported $533K in total revenue in fiscal year 2024.

Mission

RECREATIONAL CLUB, PROVIDES SWIMMING, TENNIS, AND OTHER CHILDREN AND ADULT ACTIVITIES.

Program Service Accomplishments

Program 1

Expenses: $479,859 Revenue: $532,469

PROVIDE SWIMMING, TENNIS, CHILDREN AND ADULTS RECREATIONAL ACTIVITIES FOR MEMBERS AND GUESTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $532,469

Investment Income $214

Other Revenue $0

TOTAL REVENUE $532,683

Expense Breakdown

Grants Paid $0

Salaries & Benefits $215,350

Fundraising Expenses $0

Program Expenses $479,859

Other Expenses $317,654

TOTAL EXPENSES $533,004

Year-over-Year Comparison

	2024	2023	Change
Revenue	$532,683	$514,647	+0.0%
Expenses	$533,004	$502,345	+0.1%
Net Income	$-321	$12,302	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GARY MARTIN	PRESIDENT	N/A	Officer	$0	$0	$0
MATT KEANEY	VICE PRESIDE	N/A	Officer	$0	$0	$0
JOHN NIXON	TREASURER	N/A	Officer	$0	$0	$0
MARIJETA BOZOVIC	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2025	$532,683	$533,004	$846,477	$-321
2024	$514,647	$502,345	$899,888	$12,302
2023	$500,150	$414,692	$785,998	$85,458
2022	$482,672	$398,214	$742,893	$84,458
2021	$434,047	$386,221	$587,526	$47,826
2019	$405,330	$378,471	$415,208	$26,859