WARWICK VALLEY NON-MANAGEMENT VEBA TRUST (EIN 061408538) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

KEVIN CULVER

Phone

2156002853

Tax Period

2023-01-01 to 2023-12-31

WARWICK VALLEY NON-MANAGEMENT VEBA TRUST, founded in 1996, is a micro nonprofit in the Mutual Benefit sector that reported $54K in total revenue in fiscal year 2023. Revenue surged 477% from the prior year, signaling strong growth momentum. Expenses of $64K exceeded revenue, resulting in a 19% operating deficit.

Mission

REDUCE COST FOR POSTRETIREMENT BENEFITS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $53,603

Other Revenue $0

TOTAL REVENUE $53,603

Expense Breakdown

Grants Paid $0

Salaries & Benefits $12,700

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $63,754

Year-over-Year Comparison

	2023	2022	Change
Revenue	$53,603	$9,285	+4.8%
Expenses	$63,754	$209,523	-0.7%
Net Income	$-10,151	$-200,238	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N/A	TRUSTEE	1.00		$12,700	$0	$12,700

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$53,603	$63,754	$1,185,784	$-10,151
2022	$9,285	$209,523	$1,134,347	$-200,238
2021	$76,313	$10,200	$1,564,888	$66,113
2020	$51,033	$10,200	$1,507,252	$40,833
2019	$43,111	$10,000	$1,352,539	$33,111

WARWICK VALLEY NON-MANAGEMENT VEBA TRUST