STAMFORD SENIOR CENTERINC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

CHRISTINA CRAIN

Phone

2039775151

Tax Period

2023-07-01 to 2024-06-30

STAMFORD SENIOR CENTERINC, founded in 1996, is a community nonprofit in the Human Services sector that reported $1.1M in total revenue in fiscal year 2023. Revenue surged 59% from the prior year, signaling strong growth momentum. The organization ran a surplus of $218K, a strong 19% operating margin.

Mission

PROVIDE PROGRAMMING TO HELP STAMFORD SENIORS REMAIN ACTIVE, HEALTHY AND CONTRIBUTING MEMBERS OF COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $175,136 Revenue: $196,500

PROVIDE A VARIETY OF EXERCISE CLASSES-15 A WEEK FOR OVER 300 PARTICIPANTS.

Program 2

Expenses: $126,311 Revenue: $188,622

PROVIDE SKILL DEVELOPMENT WORKSHOPS ON NUMEROUS SUBJECTS INCLUDING LANGUAGE SKILLS, COMPUTER TRAINING, CURRENT AFFAIRS, BRIDGE AND ART FOR APPROXIMATELY 800 PARTICPANTS OVER THE YEAR.

Program 3

Expenses: $202,125 Revenue: $239,870

CREATE ANBD HOST CULTURAL AND SOCIAL EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $994,895

Program Service Revenue $66,905

Investment Income $26,342

Other Revenue $48,063

TOTAL REVENUE $1,136,205

Expense Breakdown

Grants Paid $0

Salaries & Benefits $403,857

Fundraising Expenses $47,366

Program Expenses $749,535

Other Expenses $514,503

TOTAL EXPENSES $918,360

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,136,205	$716,010	+0.6%
Expenses	$918,360	$698,361	+0.3%
Net Income	$217,845	$17,649	+11.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$108,055

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTINA CRAIN	EXECUTIVE DI	N/A	Officer	$108,055	$0	$108,055
CLARE BOLDUC	VICE CHAIR	N/A	Officer Director	$0	$0	$0
ROBERTA EICHLER	DIRECTOR	N/A	Director	$0	$0	$0
CHARLES FAILLA	DIRECTOR	N/A	Director	$0	$0	$0
STEPHEN FISCHER	TREASURER	N/A	Officer Director	$0	$0	$0
RICHARD FISHERESQ	DIRECTOR	N/A	Director	$0	$0	$0
EDEN HUANG	DIRECTOR	N/A	Director	$0	$0	$0
ELLEN ISIDRO	DIRECTOR	N/A	Director	$0	$0	$0
MARIA KHAN	DIRECTOR	N/A	Director	$0	$0	$0
CAROLE KIRK	DIRECTOR	N/A	Director	$0	$0	$0
CLARE KRETZMANESQ	DIRECTOR	N/A	Director	$0	$0	$0
GRACE MALL	DIRECTOR	N/A	Director	$0	$0	$0
SHERYL MORRISON	DIRECTOR	N/A	Director	$0	$0	$0
JUDY MOTTA	DIRECTOR	N/A	Director	$0	$0	$0
LAURIE PENSIERO	VICE CHAIR	N/A	Officer Director	$0	$0	$0
JEANIE RICCI	DIRECTOR	N/A	Director	$0	$0	$0
MARTY SHAPIRO	DIRECTOR	N/A	Director	$0	$0	$0
ESPERANZA TEASDALE	SECRETARY	N/A	Officer Director	$0	$0	$0
JUNE WALKER	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,136,205	$918,360	$949,556	$217,845
2023	$716,010	$698,361	$652,729	$17,649
2022	$676,495	$647,954	$625,556	$28,541
2021	$589,712	$577,701	$638,766	$12,011
2020	$652,343	$628,837	$609,220	$23,506
2019	$654,199	$616,379	$536,738	$37,820