HABITAT FOR HUMANITY OF GREATER WATERBURY (EIN 061496952) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

SETH DUKE

Phone

2035960014

Tax Period

2019-07-01 to 2020-06-30

HABITAT FOR HUMANITY OF GREATER WATERBURY, founded in 1998, is a small nonprofit that reported $208K in total revenue in fiscal year 2019. Revenue surged 257% from the prior year, signaling strong growth momentum.

Mission

THE ORGANIZATION SEEKS TO BUILD AND REHABILITATE HOMES WITH THE SUPPORT OF THE LOCAL COMMUNITY TO SELL TO RESPONSIBLE LOW INCOME FAMILIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $199,741

Program Service Revenue $6,695

Investment Income $0

Other Revenue $1,233

TOTAL REVENUE $207,669

Expense Breakdown

Grants Paid $191

Salaries & Benefits $142,886

Fundraising Expenses $0

Program Expenses $188,268

Other Expenses $66,474

TOTAL EXPENSES $209,551

Year-over-Year Comparison

	2019	2018	Change
Revenue	$207,669	$58,223	+2.6%
Expenses	$209,551	$116,163	+0.8%
Net Income	$-1,882	$-57,940	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES HIGGINS	VP	001.00	Officer Director	$0	$0	$0
KELLY CRONE	SECRETARY	001.00	Officer Director	$0	$0	$0
BRENDA CORBO	DIRECTOR	001.00	Director	$0	$0	$0
ANN MARINO	DIRECTOR	001.00	Director	$0	$0	$0
DAVID PERROTTI	DIRECTOR	001.00	Director	$0	$0	$0
SARAH PERROTTI	DIRECTOR	001.00	Director	$0	$0	$0
CHARLIE ROSA	DIRECTOR	001.00	Director	$0	$0	$0
N/A	DIRECTOR	004.00	Director	$0	$0	$0
SETH DUKE	PRESIDENT	004.00	Officer Director	$0	$0	$0
MICHAEL FERRY	DIRECTOR	001.00	Director	$0	$0	$0
STEPHEN J OSOWIECKI	TREASURER	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$207,669	$209,551	$401,985	$-1,882
2018	$190,796	$45,126	$342,978	$145,670

HABITAT FOR HUMANITY OF GREATER WATERBURY