SPRING VALLEY HOUSING INC (EIN 061669469) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

DEBBIE NEELY

Phone

9317965427

Tax Period

2023-07-01 to 2024-06-30

SPRING VALLEY HOUSING INC, founded in 2005, is a small nonprofit in the Housing & Shelter sector that reported $128K in total revenue in fiscal year 2023. Revenue surged 20% from the prior year, signaling strong growth momentum. Expenses of $165K exceeded revenue, resulting in a 29% operating deficit.

Mission

RESIDENTIAL HOUSING PROJECT. THE ORGANIZATION OPERATES A 15-UNIT HOUSING PROJECT IN WAYNESBORO, TENNESSEE FOR THE BENEFIT OF PHYSICALLY DISABLED AND CHRONICALLY MENTALLY ILL PERSONS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $58,350

Program Service Revenue $68,520

Investment Income $578

Other Revenue $68

TOTAL REVENUE $127,516

Expense Breakdown

Grants Paid $0

Salaries & Benefits $44,417

Fundraising Expenses $0

Program Expenses $134,946

Other Expenses $120,310

TOTAL EXPENSES $164,727

Year-over-Year Comparison

	2023	2022	Change
Revenue	$127,516	$105,830	+0.2%
Expenses	$164,727	$145,533	+0.1%
Net Income	$-37,211	$-39,703	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KENNETH CARROLL	PRESIDENT	1.00	Officer Director	$0	$0	$0
PHYLLIS TOWNSEND	SECRETARY	1.00	Officer Director	$0	$0	$0
ANN GALBREATH	BOARD MEMBER	1.00	Director	$0	$0	$0
SHELIA CARROLL	BOARD MEMBER	1.00	Director	$0	$0	$0
MICHAEL CREASY	BOARD MEMBER	1.00	Director	$0	$0	$0
JERRY T RISNER	EXECUTIVE DIRECTOR	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$127,516	$164,727	$408,211	$-37,211
2023	$105,830	$145,533	$442,472	$-39,703
2022	$103,765	$144,294	$484,690	$-40,529
2021	$105,521	$141,006	$514,507	$-35,485
2020	$106,320	$135,757	$553,209	$-29,437
2019	$101,446	$126,020	$578,166	$-24,574
2018	$96,307	$124,456	$604,979	$-28,149

SPRING VALLEY HOUSING INC