CHAMBER MUSIC CHARLESTON

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

Sandra Nikolajevs

Phone

8437634941

Tax Period

2025-05-01 to 2026-04-30

CHAMBER MUSIC CHARLESTON, founded in 2006, is a small nonprofit in the Arts, Culture & Humanities sector that reported $489K in total revenue in fiscal year 2025. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $472K left a modest 3% surplus.

Mission

Chamber Music Charleston is dedicated to developing the audience for classical music through chamber music concerts and educational programs of the highest caliber.

Program Service Accomplishments

Program 1

Expenses: $408,840 Revenue: $488,792

The organization presented over 63 individual chamber music concerts and educational programs.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $323,078

Program Service Revenue $153,439

Investment Income $12,275

Other Revenue $0

TOTAL REVENUE $488,792

Expense Breakdown

Grants Paid $0

Salaries & Benefits $134,259

Fundraising Expenses $39,598

Program Expenses $408,840

Other Expenses $337,497

TOTAL EXPENSES $471,756

Year-over-Year Comparison

	2025	2024	Change
Revenue	$488,792	$435,776	+0.1%
Expenses	$471,756	$415,527	+0.1%
Net Income	$17,036	$20,249	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$105,900

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Sandra Nikolajevs	President and Artistic Director	40.00	Key Emp	$105,900	$0	$105,900
Nelson Hicks	Board Chairman	0.50	Director	$0	$0	$0
Charles Tremann	Treasurer	0.30	Director	$0	$0	$0
Angela Estes	Secretary	0.30	Director	$0	$0	$0
Jeff Foster	Board Member	0.25	Director	$0	$0	$0
Pamela Pollitt	Board Member	0.25	Director	$0	$0	$0
Sally Lovejoy	Board Member	0.25	Director	$0	$0	$0
Susan Parsons	Board Member	0.25	Director	$0	$0	$0
Rajan Govindan	Board Member	0.25	Director	$0	$0	$0
Tom Lindstrom	Board Member	0.25	Director	$0	$0	$0
Griff Hogan	Board Member	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$488,792	$471,756	$392,468	$17,036
2025	$435,776	$415,527	$375,432	$20,249
2024	$413,355	$401,921	$355,183	$11,434
2024	$413,355	$401,921	$355,183	$11,434
2023	$379,757	$347,445	$343,246	$32,312
2022	$332,942	$301,516	$311,362	$31,426
2021	$331,933	$295,395	$279,936	$36,538