BRAINERD MEMORIAL LIBRARY (EIN 066026006) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1906

Legal Domicile

Principal Officer

ANDREW MALONEY

Phone

8603452204

Tax Period

2024-07-01 to 2025-06-30

BRAINERD MEMORIAL LIBRARY, founded in 1906, is a community nonprofit in the Education sector that reported $1.5M in total revenue in fiscal year 2024. Revenue surged 125% from the prior year, signaling strong growth momentum. The organization ran a surplus of $987K, a strong 65% operating margin.

Mission

THE ORGANIZATION'S PRIMARY EXEMPT PURPOSE IS TO MANAGE THE OPERATION OF BRAINERD MEMORIAL LIBRARY, THE PUBLIC LIBRARY OF THE TOWN OF HADDAM,CT.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,310,862

Program Service Revenue $128,359

Investment Income $82,963

Other Revenue $0

TOTAL REVENUE $1,522,184

Expense Breakdown

Grants Paid $0

Salaries & Benefits $346,655

Fundraising Expenses $16,846

Program Expenses $476,601

Other Expenses $188,459

TOTAL EXPENSES $535,114

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,522,184	$676,848	+1.2%
Expenses	$535,114	$547,708	0.0%
Net Income	$987,070	$129,140	+6.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$85,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREW MALONEY	DIRECTOR	40.00	Officer	$85,000	$0	$85,000
PAMELA CRUM	TRUSTEE	1.00	Director	$0	$0	$0
DAVID NEAL	TRUSTEE	1.00	Director	$0	$0	$0
LORRAINE RIESS	TRUSTEE	1.00	Director	$0	$0	$0
KAYCEE BLANCAFLOR	TRUSTEE	1.00	Director	$0	$0	$0
MARIJEAN CONRAD	TRUSTEE	1.00	Director	$0	$0	$0
HOLLY JARRELL	TRUSTEE	1.00	Director	$0	$0	$0
SUSAN THOMPSON	TRUSTEE	1.00	Director	$0	$0	$0
TERRY SMITH	COMPTROLLER	1.00	Officer	$0	$0	$0
MARGARET ADAMS	SECRETARY	1.00	Officer	$0	$0	$0
LYNNE COOPER	TREASURER	1.00	Officer	$0	$0	$0
MARY ELLEN KARKUTT-KULAK	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
THERESA ANNE TWIGG	PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,522,184	$535,114	$3,763,277	$987,070
2024	No data	No data	No data	No data
2023	$504,052	$533,644	$2,506,908	$-29,592
2022	$573,675	$511,158	$2,408,549	$62,517
2021	$860,250	$439,144	$2,747,756	$421,106
2020	$639,685	$433,419	$2,536,763	$206,266
2019	$432,557	$447,264	$2,448,948	$-14,707

BRAINERD MEMORIAL LIBRARY