STRATFORD CT POLICE UNION LOCAL 407

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Phone

2033584100

Tax Period

2025-01-01 to 2025-12-31

STRATFORD CT POLICE UNION LOCAL 407, founded in 1948, is a micro nonprofit that reported $63K in total revenue in fiscal year 2025. Revenue decreased 9% compared to the prior year. Expenses of $83K exceeded revenue, resulting in a 33% operating deficit.

Mission

TO PROMOTE THE WELFARE OF THE STRATFORD CT POLICE DEPARTMENT EMPLOYEES IN ACCORDANCE WITH THE AFSCME INTERNATIONAL CONSTITUTION

Program Service Accomplishments

Program 1

TOTAL PROGRAM EXPENSES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $62,533

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $62,533

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $83,108

TOTAL EXPENSES $83,108

Year-over-Year Comparison

	2025	2024	Change
Revenue	$62,533	$68,368	-0.1%
Expenses	$83,108	$94,572	-0.1%
Net Income	$-20,575	$-26,204	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANTHONY ZONA	PRESIDENT	37.00	Officer	$0	$0	$0
PAUL CHIEFFALO	VICE PRESIDENT	37.00	Officer	$0	$0	$0
STEVEN GRIMALLI	SECRETARY	37.00	Officer	$0	$0	$0
MARIA MCAVOY	TREASURER	37.00	Officer	$0	$0	$0
BRIAN SHARNICK	BOARD MEMBER	N/A		$0	$0	$0
DANIELLE GORDON	BOARD MEMBER	N/A		$0	$0	$0
NICHOLAS SANTORELLI	BOARD MEMBER	N/A		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$62,533	$83,108	$-46,779	$-20,575
2024	No data	No data	No data	No data
2023	$66,530	$68,225	No data	$-1,695
2022	$71,367	$48,092	No data	$23,275
2021	$69,256	$33,981	No data	$35,275
2020	$89,616	$16,071	No data	$73,545
2019	$170,898	$36,305	No data	$134,593
2018	$84,738	$17,937	No data	$66,801