CONNECTICUT RAILROAD HISTORICAL ASS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

DOUGLAS HUMES

Phone

8604534561

Tax Period

2024-10-01 to 2025-09-30

CONNECTICUT RAILROAD HISTORICAL ASS, founded in 2003, is a micro nonprofit that reported $9K in total revenue in fiscal year 2024. Expenses of $39K exceeded revenue, resulting in a 350% operating deficit.

Mission

RAILROAD ASSOCIATION

Program Service Accomplishments

Program 1

Expenses: $23,182

EDUCATION AND PRESERVATION OF RAILROAD HISTORY AND ARTIFACTS. COLLECTING AND RESTORING ARTIFACTS AND HISTORICAL DOCUMENTS. ACQUIRED CANAAN UNION STATION TO REBUILD AFTER FIRE DESTROYED HALF OF THE...

EDUCATION AND PRESERVATION OF RAILROAD HISTORY AND ARTIFACTS. COLLECTING AND RESTORING ARTIFACTS AND HISTORICAL DOCUMENTS. ACQUIRED CANAAN UNION STATION TO REBUILD AFTER FIRE DESTROYED HALF OF THE STUCTURE. PLAN TO RESTORE AND PROVIDE MUSEUM AND LIBRARY FOR RAILROAD HISTORY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $8,723

Program Service Revenue $0

Investment Income $0

Other Revenue $-87

TOTAL REVENUE $8,636

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $38,821

Other Expenses $38,821

TOTAL EXPENSES $38,821

Year-over-Year Comparison

	2024	2023	Change
Revenue	$8,636	$-7,143	-2.2%
Expenses	$38,821	$34,874	+0.1%
Net Income	$-30,185	$-42,017	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✓ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID ADAMS	BOARD MEMBER	N/A	Director	$0	$0	$0
JUDITH CRUMP	EMERITUS	N/A	Director	$0	$0	$0
RICHARD V CRUMP	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN CURTIS	DIRECTOR/SEC	1.00	Officer Director	$0	$0	$0
DOUGLAS HUMES	PRESIDENT &	2.00	Officer Director	$0	$0	$0
CLEMINTINE MCGUIRE	BOARD MEMBER	N/A	Director	$0	$0	$0
CHARLES PEROTTI	DIRECTOR	1.00	Director	$0	$0	$0
LEROY RIVA	TRUSTEE EMER	N/A	Director	$0	$0	$0
ROBERT RIVA	TRUSTEE/DIRE	1.00	Director	$0	$0	$0
PAUL ROY	DIRECTOR EME	N/A	Director	$0	$0	$0
EDWARD H SCOTT	DIRECTOR	1.00	Director	$0	$0	$0
ROBIN SPEAK WALSH	VP, DIRECTOR	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$8,636	$38,821	$506,695	$-30,185
2024	$-7,143	$34,874	$524,963	$-42,017
2023	$5,374	$33,302	$494,681	$-27,928
2022	$40,250	$32,843	$522,945	$7,407
2021	$16,846	$34,046	$527,855	$-17,200
2020	$-5,449	$34,417	$557,305	$-39,866