HUNTINGTON TOWNSHIP CHAMBER OF COMMERCE (EIN 110899730) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1925

Legal Domicile

Principal Officer

JENNIFER CASSIDY

Phone

6314236100

Tax Period

2024-06-01 to 2025-05-31

HUNTINGTON TOWNSHIP CHAMBER OF COMMERCE, founded in 1925, is a small nonprofit that reported $494K in total revenue in fiscal year 2024. Expenses of $569K exceeded revenue, resulting in a 15% operating deficit.

Mission

TO PROMOTE AND ENHANCE ECONOMIC DEVELOPMENT, STIMULATE JOB CREATION AND RETENTION AND STRENGTHEN OVERALL BUSINESS VITALITY OF THE REGION THROUGH ADVOCACY, PUBLIC POLICY, EDUCATION, AND TECHNOLOGY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $35,059

Program Service Revenue $374,544

Investment Income $20,231

Other Revenue $64,650

TOTAL REVENUE $494,484

Expense Breakdown

Grants Paid $0

Salaries & Benefits $179,129

Fundraising Expenses $103,988

Program Expenses $368,824

Other Expenses $389,930

TOTAL EXPENSES $569,059

Year-over-Year Comparison

	2024	2023	Change
Revenue	$494,484	$470,470	+0.1%
Expenses	$569,059	$554,866	+0.0%
Net Income	$-74,575	$-84,396	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$54,280

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREA BONILLA	DIRECTOR	2.00	Director	$0	$0	$0
FRANCO LIVOTI	DIRECTOR	2.00	Officer Director	$0	$0	$0
JENNIFER CASSIDY	CHAIR	2.00	Officer Director	$0	$0	$0
THOMAS D GLASCOCK	DIRECTOR	2.00	Director	$0	$0	$0
JOE VOLAVKA	DIRECTOR	2.00	Director	$0	$0	$0
JACK PALLADINO	DIRECTOR	2.00	Director	$0	$0	$0
ALEX BORG	DIRECTOR	2.00	Director	$0	$0	$0
BUSHRA DANO	TREASURER	2.00	Officer Director	$0	$0	$0
LAUREN PERRY	DIRECTOR	2.00	Director	$0	$0	$0
JAMES VISALLI	DIRECTOR	2.00	Director	$0	$0	$0
MARY ANN HURD	DIRECTOR	2.00	Director	$0	$0	$0
STEVE HEARL	SECRETARY	2.00	Officer Director	$0	$0	$0
EVANGELINE KNELL	DIRECTOR	2.00	Director	$0	$0	$0
DIANE PALMA	VICE CHAIRMAN	2.00	Director	$0	$0	$0
COOPER MACCO	VICE CHAIRMAN	2.00	Director	$0	$0	$0
MARK CRONIN	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL SMITH	DIRECTOR	2.00	Director	$0	$0	$0
KIERA MCCOURT	DIRECTOR	2.00	Director	$0	$0	$0
RHONDA GOODEN	DIRECTOR	2.00	Director	$0	$0	$0
CYNTHIA GRIMM	DIRECTOR	2.00	Director	$0	$0	$0
MARTINE MACDONALD	DIRECTOR	2.00	Director	$0	$0	$0
BENJAMIN KITZEN	DIRECTOR	2.00	Director	$0	$0	$0
KRYSTIN BANKO	EXECUTIVE DIRECTOR	40.00	Officer	$0	$0	$0
LEANNE GELISH	DIRECTOR OF OPERATIONS	40.00	Officer	$54,280	$0	$54,280

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$494,484	$569,059	$1,161,010	$-74,575
2024	$470,470	$554,866	$1,221,471	$-84,396
2023	$499,076	$589,416	$1,315,466	$-90,340
2022	$541,078	$542,754	$1,438,698	$-1,676
2021	$332,064	$393,483	$1,588,266	$-61,419
2020	$672,659	$574,406	$1,720,683	$98,253
2019	$692,309	$639,261	$1,587,768	$53,048

HUNTINGTON TOWNSHIP CHAMBER OF COMMERCE