JAMAICA CHAMBER OF COMMERCE (EIN 110917440) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1932

Legal Domicile

Phone

7184135854

Tax Period

2024-07-01 to 2025-06-30

JAMAICA CHAMBER OF COMMERCE, founded in 1932, is a small nonprofit that reported $288K in total revenue in fiscal year 2024.

Mission

THE JAMAICA CHAMBER OF COMMERCE OPERATES IN THE LOCAL AREA OF JAMAICA NY. THE ORGANIZATION IS INVOLVED IN VARIOUS PROJECTS TO SUPPORT AND REVITALIZE THE LOCAL JAMAICA, NY COMMUNITY BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $40,851

Investment Income $0

Other Revenue $247,020

TOTAL REVENUE $287,871

Expense Breakdown

Grants Paid $0

Salaries & Benefits $135,529

Fundraising Expenses $0

Other Expenses $154,146

TOTAL EXPENSES $289,675

Year-over-Year Comparison

	2024	2023	Change
Revenue	$287,871	$285,318	+0.0%
Expenses	$289,675	$320,993	-0.1%
Net Income	$-1,804	$-35,675	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RALPH MAURIELLO	CHAIRMAN	0.00	Director	$0	$0	$0
IDA SMITH	SECRETARY	0.00	Director	$0	$0	$0
JOSEPH SCIAME	DIRECTOR	0.00	Director	$0	$0	$0
HON GEORGE HARRISON	DIRECTOR	0.00	Director	$0	$0	$0
MOHAMED OMAR	TREASURER	0.00	Director	$0	$0	$0
ROBERT RICHARDS	CFO	60.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$287,871	$289,675	$1,583,865	$-1,804
2024	$285,318	$320,993	$1,645,551	$-35,675
2023	$283,222	$322,710	$1,739,076	$-39,488
2022	$320,377	$319,979	$1,830,283	$398
2021	$250,712	$281,219	$1,807,101	$-30,507
2020	$266,610	$342,074	$1,817,380	$-75,464
2019	$367,434	$362,298	$1,882,329	$5,136
2018	$363,646	$357,585	$1,942,075	$6,061

JAMAICA CHAMBER OF COMMERCE