Long Beach Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Phone

5164326000

Tax Period

2025-01-01 to 2025-12-31

Long Beach Chamber of Commerce, founded in 1938, is a micro nonprofit that reported $80K in total revenue in fiscal year 2025. The organization ran a surplus of $13K, a strong 16% operating margin.

Mission

TRADE ASSOCIATION FOR BUSINESSES LOCATED IN LONG BEACH, NY. ADVOCATE ON BEHALF OF COMMERICAL ENTITIES, CONDUCT EDUCATIONAL PROGRAMS FOR ITS MEMBERS

Program Service Accomplishments

Program 1

Expenses: $61,945

SHOWS/OTHER EVENTS ARE EVENTS THAT DO NOT CONSTITUTE UNRELATED BUSINESS INCOME. THE EVENT IS PART OF THE CHAMBERS PROGRAM SERVICE OF BUSINESS NETWORKING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $93,102

Program Service Revenue $0

Investment Income $192

Other Revenue $-13,010

TOTAL REVENUE $80,284

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $61,945

Other Expenses $67,320

TOTAL EXPENSES $67,320

Year-over-Year Comparison

	2025	2024	Change
Revenue	$80,284	$79,325	+0.0%
Expenses	$67,320	$61,663	+0.1%
Net Income	$12,964	$17,662	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
Philip Beck	Director	Director	$0	$0	$0
Brian Berkery	Director	Director	$0	$0	$0
John Boland	Vice Chairperson	Officer Director	$0	$0	$0
Andrea Ciminera	Director	Director	$0	$0	$0
Joseph Lee	Director	Director	$0	$0	$0
Johanna Mathieson	Director	Director	$0	$0	$0
Craig Forlander	Director	Director	$0	$0	$0
Mike Ruvolo	Director	Director	$0	$0	$0
Jack Zanerhaft	Director	Director	$0	$0	$0
Liat Cohen	Director	Director	$0	$0	$0
Mariah Dignan	Director	Director	$0	$0	$0
Timothy Murray	Director	Director	$0	$0	$0
Louis Penello	Director	Director	$0	$0	$0
Ian Danby	Treasurer	Officer	$0	$0	$0
Leah Tozer-Rosensweig	Chairperson	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$80,284	$67,320	$93,206	$12,964
2024	No data	No data	No data	No data
2023	$61,790	$73,538	$54,033	$-11,748
2022	$67,124	$61,073	$65,113	$6,051
2021	$77,018	$41,338	$59,098	$35,680
2020	$18,837	$36,030	$23,791	$-17,193
2019	$87,457	$50,281	$55,696	$37,176
2018	$53,325	$47,137	$11,423	$6,188