ORLANDO, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)FAIRWINDS CREDIT UNION, founded in 1949, is a major nonprofit that reported $214.5M in total revenue in fiscal year 2023. Revenue surged 24% from the prior year, signaling strong growth momentum. The organization ran a surplus of $45.3M, a strong 21% operating margin.
THE OBJECT AND PURPOSE OF FAIRWINDS CREDIT UNION IS TO BE A COOPERATIVE, NONPROFIT, ASSOCIATION ORGANIZED UNDER THE LAWS OF THE STATE OF FLORIDA, FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING SOURCES OF CREDIT AT FAIR AND REASONABLE RATES OF INTEREST, AND PROVIDING AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR RESOURCES ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $214,504,612 | $172,388,805 | +0.2% |
| Expenses | $169,187,861 | $136,129,682 | +0.2% |
| Net Income | $45,316,751 | $36,259,123 | +0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| CAROL DENTON | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| JOHN MAHONY | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| ELIZABETH KRAHMER | VICE CHAIRPERSON | 0.50 |
Director
|
$0 | $0 | $0 |
| MACK PERRY | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| RICHARD LEIGH | SECRETARY | 0.50 |
Director
|
$0 | $0 | $0 |
| LISA SNEAD | CHAIRPERSON | 0.50 |
Director
|
$0 | $0 | $0 |
| JASON ALBU | TREASURER | 0.50 |
Director
|
$0 | $0 | $0 |
| LARRY TOBIN | CEO/PRESIDENT | 60.00 |
Officer
|
$4,142,737 | $1,113,978 | $5,256,715 |
| KATHY CHONODY | SR EVP-CFO | 60.00 |
Officer
|
$5,799,938 | $528,951 | $6,328,889 |
| PHILLIP TISCHER | SR EVP-COO | 60.00 |
Officer
|
$1,030,000 | $576,250 | $1,606,250 |
| JAMES ADAMCZYK | SR EVP-CSO | 60.00 |
Key Emp
|
$678,529 | $420,115 | $1,098,644 |
| CHARLES LAI | EXEC VP-CIO | 60.00 |
Key Emp
|
$515,892 | $120,854 | $636,746 |
| MATHY HOGAN | EXEC VP-PAYMENTS & DIGITAL BANKING | 60.00 |
Key Emp
|
$522,336 | $71,247 | $593,583 |
| DIANNE OWEN | EXEC VP-SALES & MARKETING | 60.00 |
Key Emp
|
$478,757 | $96,861 | $575,618 |
| CATHY HERTZ | EXEC VP-HUMAN RESOURCES | 60.00 |
Key Emp
|
$522,529 | $48,130 | $570,659 |
| THOMAS HOWELL | VP-FINANCIAL ADVISOR | 60.00 |
Highest
|
$844,469 | $40,200 | $884,669 |
| THOMAS BALDWIN III | SVP-RETAIL BANKING & WEALTH MANAGEMENT | 60.00 |
Highest
|
$340,162 | $55,277 | $395,439 |
| JORGE M FONT | SVP-BUSINESS SERVICES | 60.00 |
Highest
|
$374,142 | $68,980 | $443,122 |
| KIMBERLY WIGHTMAN | SVP-FINANCE/CONTROLLER | 60.00 |
Highest
|
$494,999 | $28,888 | $523,887 |
| BRYAN MEIZINGER | SVP-LENDING | 60.00 |
Highest
|
$368,930 | $36,860 | $405,790 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $214,504,612 | $169,187,861 | $4,424,198,635 | $45,316,751 |
| 2022 | $172,388,805 | $136,129,682 | $4,460,813,071 | $36,259,123 |
| 2021 | $164,616,807 | $110,423,665 | $4,043,048,917 | $54,193,142 |
| 2020 | $151,112,258 | $135,095,327 | $3,454,197,091 | $16,016,931 |
| 2019 | $146,664,282 | $112,844,613 | $2,670,383,320 | $33,819,669 |
| 2018 | $127,766,505 | $97,050,305 | $2,319,988,714 | $30,716,200 |
Compare FAIRWINDS CREDIT UNION with other nonprofits in Florida and across the country.