UNITED HEALTH & WELFARE FUND (EIN 112482174) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1936

Legal Domicile

Principal Officer

ALFRED PISCINO

Phone

2012271775

Tax Period

2023-08-01 to 2024-07-31

UNITED HEALTH & WELFARE FUND, founded in 1936, is a community nonprofit that reported $6.8M in total revenue in fiscal year 2023.

Mission

PROVIDE MEDICAL HOSPTALIZATION AND RELATED BENEFITS FOR MEMBERS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $6,812,313

Investment Income $15,190

Other Revenue $0

TOTAL REVENUE $6,827,503

Expense Breakdown

Grants Paid $0

Salaries & Benefits $341,664

Fundraising Expenses $0

Other Expenses $120,542

TOTAL EXPENSES $6,773,592

Year-over-Year Comparison

	2023	2022	Change
Revenue	$6,827,503	$6,861,181	0.0%
Expenses	$6,773,592	$7,789,330	-0.1%
Net Income	$53,911	$-928,149	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$167,325

Total Directors

Key Employees

$330,716

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALFRED PISCINO	FUND ADMINSTRATOR	035.00	Officer Key Emp Highest	$152,375	$14,950	$167,325
MARYANNE SULLIVAN	OFFICE MANAGER	035.00	Key Emp	$90,100	$26,651	$116,751
ANTHONY G NEGRI SR	BUSINESS AGENT	025.00	Key Emp	$46,640	$0	$46,640
DARLENE PARISI	TRUSTEE	N/A	Director	$0	$0	$0
ROBERT D'AMICO	TRUSTEE	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$6,827,503	$6,773,592	$784,152	$53,911
2023	$6,861,181	$7,789,330	$912,632	$-928,149
2022	$7,152,630	$7,448,091	$2,106,878	$-295,461
2022	$7,152,630	$7,448,091	$2,106,878	$-295,461
2021	$7,659,833	$7,943,037	$2,104,557	$-283,204
2020	$7,303,901	$7,175,722	$2,492,645	$128,179

UNITED HEALTH & WELFARE FUND