GREATER PORT JEFF CHAMBER OF COMMERCE (EIN 113047193) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1908

Legal Domicile

Principal Officer

MARY JOY PIPE

Phone

6314731414

Tax Period

2020-01-01 to 2020-12-31

GREATER PORT JEFF CHAMBER OF COMMERCE, founded in 1908, is a small nonprofit that reported $126K in total revenue in fiscal year 2020. Revenue fell 26% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $23K, a strong 18% operating margin.

Mission

CHAMBER OF COMMERCE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $48,754

Program Service Revenue $66,315

Investment Income $0

Other Revenue $10,800

TOTAL REVENUE $125,869

Expense Breakdown

Grants Paid $0

Salaries & Benefits $28,444

Fundraising Expenses $0

Other Expenses $74,371

TOTAL EXPENSES $102,815

Year-over-Year Comparison

	2020	2019	Change
Revenue	$125,869	$170,859	-0.3%
Expenses	$102,815	$171,062	-0.4%
Net Income	$23,054	$-203	-114.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$8,241

Total Directors

$8,241

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARY JOY PIPE	PRESIDENT	0.00	Officer Director	$0	$0	$0
STUART VINCENT	1ST VP	0.00	Officer Director	$0	$0	$0
MICHAEL SCEIFORD	2ND VP	0.00	Officer Director	$0	$0	$0
MARITES TESS SON	3RD VP	0.00	Officer Director	$0	$0	$0
MARYANNE DOUGLAS	TREASURER	15.00	Officer Director	$8,241	$0	$8,241
NANCY BRADLEY	SECRETARY	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2020	$125,869	$102,815	$28,768	$23,054
2019	$170,859	$171,062	$5,596	$-203
2018	$150,702	$155,795	$5,792	$-5,093

GREATER PORT JEFF CHAMBER OF COMMERCE