EAST NORTHPORT CHAMBER OF COMMERCE (EIN 113219064) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

MATT NARTOWICZ

Phone

6312613573

Tax Period

2023-01-01 to 2023-12-31

EAST NORTHPORT CHAMBER OF COMMERCE, founded in 1994, is a small nonprofit that reported $129K in total revenue in fiscal year 2023. Revenue fell 36% from the prior year — a significant decline worth monitoring. Expenses of $145K exceeded revenue, resulting in a 13% operating deficit.

Mission

COMMUNITY BUSINESS & SOCIAL ENHANCEMENT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $128,353

Program Service Revenue $0

Investment Income $164

Other Revenue $0

TOTAL REVENUE $128,517

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $145,410

TOTAL EXPENSES $145,410

Year-over-Year Comparison

	2023	2022	Change
Revenue	$128,517	$201,183	-0.4%
Expenses	$145,410	$184,340	-0.2%
Net Income	$-16,893	$16,843	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER ARNOLD	PRES	15.00	Officer	$0	$0	$0
PAM JACQUES	TREAS	15.00	Officer	$0	$0	$0
LORIANN PINEO	SECRETARY	40.00	Officer	$0	$0	$0
ALEXANDRA CAMP	VP	15.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$128,517	$145,410	$97,124	$-16,893
2022	$201,183	$184,340	$121,328	$16,843
2021	$274,489	$215,997	$107,534	$58,492
2020	$17,247	$45,352	$38,792	$-28,105
2019	$56,367	$63,146	$60,586	$-6,779
2018	$70,260	$78,692	$59,983	$-8,432

EAST NORTHPORT CHAMBER OF COMMERCE