LOCAL UNION 45 UBC&JA (EIN 113415496) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

JOSEPH REILLY

Phone

7184646016

Tax Period

2024-07-01 to 2025-06-30

LOCAL UNION 45 UBC&JA, founded in 1998, is a small nonprofit that reported $863K in total revenue in fiscal year 2024.

Mission

TO PROMOTE AND PROTECT THE INTERESTS OF THE MEMBERSHIP AND TO ELEVATE THE MORAL, INTELLECTUAL AND SOCIAL CONDITIONS OF ALL WORKING MEN AND WOMEN.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $839,453

Investment Income $14,563

Other Revenue $9,434

TOTAL REVENUE $863,450

Expense Breakdown

Grants Paid $48,330

Salaries & Benefits $183,164

Fundraising Expenses $0

Other Expenses $669,810

TOTAL EXPENSES $901,304

Year-over-Year Comparison

	2024	2023	Change
Revenue	$863,450	$881,671	0.0%
Expenses	$901,304	$892,088	+0.0%
Net Income	$-37,854	$-10,417	+2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$36,825

Total Directors

$6,475

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSEPH REILLY	PRESIDENT	1.00	Officer	$10,850	$0	$10,850
SAMANTHA MARTIN	TREASURER	1.00	Officer	$6,300	$0	$6,300
KEVIN CAIN	RECORDING SE	1.00	Officer	$5,800	$0	$5,800
MARIO SALGUERO	FINANCIAL SE	1.00	Officer	$5,775	$0	$5,775
CHRISTOPHER ORTIZ	VICE PRESIDE	1.00	Officer	$3,900	$0	$3,900
THOMAS LIBRETTO	TRUSTEE	1.00	Director	$2,675	$0	$2,675
MICHAEL WHITE	TRUSTEE	1.00	Director	$2,200	$0	$2,200
JOHN BOWE	WARDEN	1.00	Officer	$2,200	$0	$2,200
PATRICK KEENAN	CONDUCTOR	1.00	Officer	$2,000	$0	$2,000
MICHAEL ETTINGER	TRUSTEE	1.00	Director	$1,600	$0	$1,600

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$863,450	$901,304	$608,602	$-37,854
2024	$881,671	$892,088	$649,818	$-10,417
2023	$865,403	$834,980	$656,512	$30,423
2022	$866,636	$863,154	$626,089	$3,482
2021	$760,677	$778,247	$622,607	$-17,570

LOCAL UNION 45 UBC&JA