RISING TIDE CAPITAL INC AND SUBSIDIARIES

EIN: 113720098 501(c)(3) Community Improvement

JERSEY CITY, NJ

Total Revenue
$5,538,016
Total Expenses
$7,615,065
Total Assets
$9,628,408
Net Assets
$5,336,142
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Financial Trends

Organization Details

Formation Year
2004
Legal Domicile
NJ
Principal Officer
ALEX FORRESTER
Phone
2014324316
Tax Period
2024-01-01 to 2024-12-31

RISING TIDE CAPITAL INC AND SUBSIDIARIES, founded in 2004, is a community nonprofit in the Community Improvement sector that reported $5.5M in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $7.6M exceeded revenue, resulting in a 38% operating deficit.

Mission

RISING TIDE CAPITAL INC. IS A NON-PROFIT ORGANIZATION WHOSE MISSION IS TO TRANSFORM LIVES AND COMMUNITIES THROUGH ENTREPRENEURSHIP. RISING TIDE AIMS TO EXPAND ITS PROVEN MODEL AND PROGRAMS TO SERVE MORE ECONOMICALLY CHALLENGED INDIVIDUALS AND FAMILIES FOR WHOM ENTREPRENEURSHIP REPRESENTS AN IMPORTANT OPPORTUNITY FOR RESILIENCE, GROWTH, STABILITY, AND INCOME GENERATION. WE ARE DRIVEN BY A VISION OF STRONG COMMUNITIES OF RESILIENT ENTREPRENEURS CATALYZING A THRIVING AND SUSTAINABLE ECONOMY FOR ALL.

Program Service Accomplishments

Program 1
Expenses: $6,328,636 Revenue: $666,454

RISING TIDE CAPITAL MARKED A TRANSFORMATIVE YEAR IN 2024, CELEBRATING ITS 20TH ANNIVERSARY WHILE ACHIEVING SIGNIFICANT MILESTONES IN ENTREPRENEURIAL SUPPORT AND COMMUNITY DEVELOPMENT. THROUGH THE...

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RISING TIDE CAPITAL MARKED A TRANSFORMATIVE YEAR IN 2024, CELEBRATING ITS 20TH ANNIVERSARY WHILE ACHIEVING SIGNIFICANT MILESTONES IN ENTREPRENEURIAL SUPPORT AND COMMUNITY DEVELOPMENT. THROUGH THE RISING TIDE NETWORK, THE ORGANIZATION NOW OPERATES IN 18 LOCATIONS ACROSS 15 STATES, HAVING SUPPORTED OVER 11,000 ENTREPRENEURS SINCE ITS FOUNDING.RISING TIDE CAPITAL AND THE RISING TIDE NETWORK PROVIDED INTENSIVE BUSINESS MANAGEMENT TRAINING & EDUCATION WITH ACCESS TO CAPITAL AND COACHING SERVICES TO OVER 2,100 ENTREPRENEURS DURING 2024. 494 PEOPLE PARTICIPATED IN OUR COMMUNITY BUSINESS ACADEMY, 550 PEOPLE RECEIVED ADVANCED TECHNICAL SUPPORT AND COACHING THROUGH OUR BUSINESS ACCELERATION SERVICES PROGRAM (A 31% INCREASE FROM 2023), AND 230 PEOPLE RECEIVED CREDIT COUNSELING, LOAN PACKAGING, AND ACCESS TO CAPITAL SERVICES THROUGH OUR CREDIT TO CAPITAL PROGRAM, WITH COACHING HOURS INCREASING BY 377% TO 1,831 HOURS.DURING 2024 THESE EFFORTS RESULTED IN 70 NEW BUSINESS STARTS (89% INCREASE FROM 2023), 550 BUSINESSES STRENGTHENED/STABILIZED (26% INCREASE), 331 BUSINESSES EXPANDED (82% INCREASE), AND THE CREATION OF 325 NEW JOBS, REPRESENTING A 55% INCREASE IN JOB CREATION FROM THE PREVIOUS YEAR.WITH PROGRAM GRADUATES ACHIEVING AN 81% BUSINESS SURVIVAL RATE BEYOND FIVE YEARSSIGNIFICANTLY OUTPERFORMING THE 50% NATIONAL AVERAGE ALONGSIDE RISING TIDE CAPITAL'S PROVEN IMPACT IN GENERATING $5.89 IN SOCIAL VALUE FOR EVERY $1 INVESTED RISING TIDE CAPITAL CONTINUES TO DEMONSTRATE THAT ENTREPRENEURSHIP IS A POWERFUL CATALYST FOR ECONOMIC MOBILITY AND COMMUNITY TRANSFORMATION.

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $4,426,231
Program Service Revenue $666,454
Investment Income $445,331
Other Revenue $0
TOTAL REVENUE $5,538,016

Expense Breakdown

Grants Paid $0
Salaries & Benefits $4,703,469
Fundraising Expenses $756,898
Program Expenses $6,328,636
Other Expenses $2,911,596
TOTAL EXPENSES $7,615,065

Year-over-Year Comparison

2024 2023 Change
Revenue $5,538,016 $5,047,525 +0.1%
Expenses $7,615,065 $6,920,978 +0.1%
Net Income $-2,077,049 $-1,873,453 +0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
11
Independent Members
8
Employees
40
Volunteers
89

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$894,162
Total Directors
11
$321,492
Key Employees
0
$0
Highest Compensated
4
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MAURICE KUYKENDOLL TREASURER 2.00
Officer Director
$0 $0 $0
JOE MASTERSON VICE CHAIR & SECRETARY OF THE BOARD 2.00
Officer Director
$0 $0 $0
ANAND DEVENDRAN FINANCE AND AUDIT COMMITTEE CHAIRMAN 2.00
Officer Director
$0 $0 $0
ANDRE DUGGIN BOARD MEMBER 2.00
Director
$0 $0 $0
ANGELO STRACQUATANIO BOARD MEMBER 2.00
Director
$0 $0 $0
JEFFREY ROBINSON BOARD MEMBER 2.00
Director
$0 $0 $0
KIRAN HANDA GUADIOSO BOARD MEMBER 2.00
Director
$0 $0 $0
PRESTON PINKETT BOARD MEMBER 2.00
Director
$0 $0 $0
AICHA BALLA CHAIR 2.00
Director
$0 $0 $0
KRISTEN SHARP BOARD MEMBER 2.00
Director
$0 $0 $0
ALFA DEMMELLASH CHIEF EXECUTIVE OFFICER 40.00
Officer Director
$267,500 $53,992 $321,492
ALEX FORRESTER CHIEF OPERATING OFFICER 40.00
Officer
$245,452 $59,383 $304,835
JOYNICOLE MARTINEZ CHIEF ADVANCEMENT OFFICER 40.00
Officer
$228,333 $39,502 $267,835
LOUISA COUSINS SENIOR DIRECTOR OF ANALYTICS & INFOR 40.00
Highest
$147,009 $48,123 $195,132
KRIS VAN NEST EXECUTIVE PRODUCER OF DIGITAL LEARNI 40.00
Highest
$149,648 $38,687 $188,335
CHRIS BREITENBERG DIRECTOR - NPP 40.00
Highest
$132,426 $45,900 $178,326
SAMIRA COOK MANAGING DIRECTOR OF STRATEGIC PARTNERSHIPS 40.00
Highest
$140,347 $47,233 $187,580
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $5,538,016 $7,615,065 $9,628,408 $-2,077,049
2023 $5,047,525 $6,920,978 $12,416,017 $-1,873,453
2022 $8,164,515 $6,423,165 $14,713,399 $1,741,350
2022 $8,164,515 $6,423,165 $14,713,399 $1,741,350
2021 $7,829,523 $5,302,000 $11,292,323 $2,527,523
2020 $7,734,873 $4,734,062 $8,934,854 $3,000,811
2019 $4,273,880 $6,043,431 $5,676,054 $-1,769,551
2018 $3,698,042 $4,843,893 $5,551,981 $-1,145,851
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