PUBLISHERS' NEWSPAPER AND MAIL DELIVERERS' WELFARE FUND (EIN 131657415) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

THOMAS BENTVENA

Phone

5163339010

Tax Period

2024-06-01 to 2025-05-31

PUBLISHERS' NEWSPAPER AND MAIL DELIVERERS' WELFARE FUND, founded in 1953, is a micro nonprofit that reported $82K in total revenue in fiscal year 2024. Revenue decreased 11% compared to the prior year. Expenses of $242K exceeded revenue, resulting in a 195% operating deficit.

Mission

TO PROVIDE DEATH BENEFITS TO THE BENEFICIARIES OF ELIGIBLE UNION PARTICIPANTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $82,103

Other Revenue $0

TOTAL REVENUE $82,103

Expense Breakdown

Grants Paid $0

Salaries & Benefits $8,000

Fundraising Expenses $0

Other Expenses $103,399

TOTAL EXPENSES $241,899

Year-over-Year Comparison

	2024	2023	Change
Revenue	$82,103	$91,956	-0.1%
Expenses	$241,899	$209,490	+0.2%
Net Income	$-159,796	$-117,534	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$308,442

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS BENTVENA	TRUSTEE	1.00	Director	$0	$7,735	$170,378
CHARLES SETTEDUCATO	TRUSTEE	1.00	Director	$0	$7,735	$130,064
JAMES BRILL	TRUSTEE	1.00	Director	$8,000	$0	$8,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$82,103	$241,899	$1,732,521	$-159,796
2024	$91,956	$209,490	$1,891,217	$-117,534
2023	$140,374	$216,780	$2,009,101	$-76,406
2022	$152,530	$944,278	$2,116,056	$-791,748
2021	$1,324,802	$1,417,360	$3,043,487	$-92,558
2020	$1,295,482	$861,359	$3,192,757	$434,123
2019	$2,906,752	$3,903,986	$3,199,068	$-997,234
2018	$6,833,557	$4,967,885	$4,119,353	$1,865,672

PUBLISHERS' NEWSPAPER AND MAIL DELIVERERS' WELFARE FUND