THE COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

MARSHA GORDON

Phone

9149482110

Tax Period

2025-01-01 to 2025-12-31

THE COUNTY CHAMBER OF COMMERCE, founded in 1943, is a community nonprofit that reported $3.1M in total revenue in fiscal year 2025. Expenses of $2.9M left a modest 5% surplus.

Mission

THE BUSINESS COUNCIL OF WESTCHESTER'S MISSION IS TO WORK HARD TO GROW THE ECONOMY, CREATE JOBS AND BUILD A STRONG BUSINESS COMMUNITY IN WESTCHESTER COUNTY.

Program Service Accomplishments

Program 1

Expenses: $2,489,993 Revenue: $2,950,156

AS WESTCHESTER COUNTYS LARGEST AND MOST INFLUENTIAL BUSINESS MEMBERSHIP ORGANIZATION, THE BUSINESS COUNCIL OF WESTCHESTER IS COMMITTED TO HELPING OUR MEMBERS BUILD THEIR BUSINESSES, CONNECT WITH...

AS WESTCHESTER COUNTYS LARGEST AND MOST INFLUENTIAL BUSINESS MEMBERSHIP ORGANIZATION, THE BUSINESS COUNCIL OF WESTCHESTER IS COMMITTED TO HELPING OUR MEMBERS BUILD THEIR BUSINESSES, CONNECT WITH CUSTOMERS, BUSINESS PEERS AND THOUGHT-LEADERS, AND WINTHE DAY, THE DEAL AND THEIR BOTTOM LINES. THE BUSINESS COUNCIL OF WESTCHESTER IS THE INFORMATION RESOURCE CENTER, EDUCATOR AND CONNECTOR FOR MEMBER AND NON-MEMBER BUSINESSES OF ALL SIZES IN WESTCHESTER COUNTY TO KEEP THE ECONOMY MOVING FORWARD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $50,000

Program Service Revenue $2,950,156

Investment Income $115,356

Other Revenue $0

TOTAL REVENUE $3,115,512

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,193,227

Fundraising Expenses $0

Program Expenses $2,489,993

Other Expenses $1,756,734

TOTAL EXPENSES $2,949,961

Year-over-Year Comparison

	2025	2024	Change
Revenue	$3,115,512	$3,127,086	0.0%
Expenses	$2,949,961	$2,843,828	+0.0%
Net Income	$165,551	$283,258	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$695,321

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARSHA GORDON	CEO	40.00	Officer	$353,173	$27,778	$380,951
JOHN RAVITZ	COO	40.00	Officer	$265,253	$49,117	$314,370
AMANDA MARTIN	VP SPECIAL E	40.00	Highest	$135,500	$5,775	$141,275
LINDA TYLER	VP MEMBERSHI	40.00	Highest	$110,150	$4,883	$115,033
HEIDI DAVIDSON	IMM. PAST	1.00	Officer Director	$0	$0	$0
ANTHONY JUSTIC	TREASURER	1.00	Officer Director	$0	$0	$0
EON NICHOLS	SECRETARY	1.00	Officer Director	$0	$0	$0
TIM JONES	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JAMES GIANGRANDE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
GEORGE LENCE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
WILEY HARRISON	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JAMES SCHUTZER	CHAIRMAN	1.00	Officer Director	$0	$0	$0
STEPHEN JONES	DIRECTOR	1.00	Director	$0	$0	$0
DOUGLAS SINGER	GENERAL COUN	1.00	Officer Director	$0	$0	$0
ELIZABETH BRACKEN-THOMPSON	EXECUTIVE CO	1.00	Director	$0	$0	$0
TARYN DUFFY	EXECUTIVE CO	1.00	Director	$0	$0	$0
PETER HERRERO	EXECUTIVE CO	1.00	Director	$0	$0	$0
BELINDA MILES	EXECUTIVE CO	1.00	Director	$0	$0	$0
GLENN PACCHIANA	EXECITIVE CO	1.00	Director	$0	$0	$0
GEORGE POTH	EXECUTIVE CO	1.00	Director	$0	$0	$0
DR ROBERT AMLER	DIRECTOR	1.00	Director	$0	$0	$0
DANIEL BLUM	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH APICELLA	DIRECTOR	1.00	Director	$0	$0	$0
MILLIE HERNANDEZ BECKER	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPHINE BERTRAMS	DIRECTOR	1.00	Director	$0	$0	$0
DAVID CAMPBELL	DIRECTOR	1.00	Director	$0	$0	$0
SEAMUS CAREY	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT CIOFFI	DIRECTOR	1.00	Director	$0	$0	$0
STACEY COHEN	DIRECTOR	1.00	Director	$0	$0	$0
JEAN MARIE CONNOLLY	DIRECTOR	1.00	Director	$0	$0	$0
JON DORF	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH MCCOY	EXECUTIVE CO	1.00	Officer Director	$0	$0	$0
PATRICK DWYER	DIRECTOR	1.00	Director	$0	$0	$0
SUSAN FOX	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINA ARMENTANO	DIRECTOR	1.00	Director	$0	$0	$0
APRIL HORTON	DIRECTOR	1.00	Director	$0	$0	$0
DAVID DEMILIA	DIRECTOR	1.00	Director	$0	$0	$0
WILSON KIMBALL	DIRECTOR	1.00	Director	$0	$0	$0
MARVIN KRISLOV	DIRECTOR	1.00	Director	$0	$0	$0
LARRY KWIAT	DIRECTOR	1.00	Director	$0	$0	$0
MATTHEW MCCROSSON	DIRECTOR	1.00	Director	$0	$0	$0
TED MILLER	DIRECTOR	1.00	Director	$0	$0	$0
SAL RAJPUT	DIRECTOR	1.00	Director	$0	$0	$0
DR JOSEPH RICCA	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH SACCOMANO	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL SCHILIRO	DIRECTOR	1.00	Director	$0	$0	$0
PATRICIA SIMONE	DIRECTOR	1.00	Director	$0	$0	$0
JILL SINGER	DIRECTOR	1.00	Director	$0	$0	$0
JANE SOLNICK	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTOPHER O'CALLAGHAN	DIRECTOR	1.00	Director	$0	$0	$0
STACEY TOMPKINS	DIRECTOR	1.00	Director	$0	$0	$0
MARK WEINGARTEN	DIRECTOR	1.00	Director	$0	$0	$0
PETER WILCOX	DIRECTOR	1.00	Director	$0	$0	$0
RUSSELL YANKWITT	DIRECTOR	1.00	Director	$0	$0	$0
KAREN ERREN	DIRECTOR	1.00	Director	$0	$0	$0
PAUL DUNPHEY	DIRECTOR	1.00	Director	$0	$0	$0
SARAH JONES-MATURO	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN MARBURY	DIRECTOR	1.00	Director	$0	$0	$0
JASON BARNETT	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW CASTELLANO	DIRECTOR	1.00	Director	$0	$0	$0
BEATA MASTALERZ	DIRECTOR	1.00	Director	$0	$0	$0
FRANK SANCHEZ	DIRECTOR	1.00	Director	$0	$0	$0
THOMAS SCAGLIONE	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINA O'SHEA-DALY	DIRECTOR	1.00	Director	$0	$0	$0
SUSAN PARISH	DIRECTOR	1.00	Director	$0	$0	$0
RONNIE RAM	DIRECTOR	1.00	Director	$0	$0	$0
RAJIV RATAN	DIRECTOR	1.00	Director	$0	$0	$0
CYNTHIA DELFINO-BIRDSALL	DIRECTOR	1.00	Director	$0	$0	$0
COLLEEN MAGLIARI- BORRELLI	DIRECTOR	1.00	Director	$0	$0	$0
MARIA TRUSSA	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,115,512	$2,949,961	$4,191,118	$165,551
2024	No data	No data	No data	No data
2023	$3,010,582	$2,745,114	$3,433,398	$265,468
2022	$2,823,215	$2,504,984	$3,251,435	$318,231
2021	$2,609,176	$1,848,487	$2,712,580	$760,689
2020	$2,366,301	$1,939,315	$1,805,166	$426,986
2019	$2,695,013	$2,476,513	$1,539,520	$218,500
2018	$2,233,487	$2,132,748	$902,428	$100,739